Swiroset.com

Most people believe that the “Moneyball” theory cannot work in the NBA due to the high maintenance of stars, individual talent, and sometimes the lack of a team concept. However, what professional sports demonstrate over and over again is that the reasons for team successes are sometimes overlooked. The “Moneyball” theory is a term conceptualized by Oakland A’s general manager Billy Beane that uses evidence-based research and sabermetrics to create a competitive team.

Now in the NBA, building a team with players with high field goal percentages can work to put points on the scoreboard, but players may lack skill on the defensive end. Rather, build a knowledgeable team with players who can excel on defense but lack offensive firepower. In other words, there has to be a good combination of offense, defense and teamwork. These statements should be nothing new to anyone looking to build a competitive team, but the one word I forgot to mention is “consistency.” Moneyball theory focuses on objective results but also preaches consistency and there is no other team in the NBA that has been more consistent than the San Antonio Spurs over the last thirteen years. The Spurs have racked up consecutive 50-win seasons and 4 NBA titles, but what is the formula for their success?

After 1996-97, the team enjoyed regular season success, but decided to change the team’s coaching philosophy from Bob Hill to Greg Popovich. Popovich had been in the front office as a general manager and saw that while the team was competitive, it lacked intensity and toughness. Throughout the league, Bob Hill’s coaching style was known as rigid and detail-oriented, akin to dictatorship, but Popovich believed the team’s approach should be more democratic and hold players accountable for their actions. In a cooperative setting, players must learn a system that maximizes each player’s abilities and not just the team’s win-loss record. In the 1997 draft, the Spurs drafted Tim Duncan, a Wake Forest All-American center out of Wake Forest to team with David Robinson. Duncan’s selection was very important because he initiated the team’s focus for years to come. Has anyone ever noticed that the San Antonio Spurs always seem to have a collection of the same type of players in their system? Penetrating guards who can knock down an open jump shot, shooting guards who can create their own shots, versatile forwards who can defend shooting guards but also possess a high career three-point percentage, flexible power forwards who can defend in the goal post also stretch the defense on the perimeter and finally a center that can defend and score in the post. Plus, he duplicates three to five similar players coming off the bench. This formula was not created by accident; in fact, this strategy is why the Spurs are so consistent. From Avery Johnson to Tony Parker, Mario Elie to Manu Ginobli, Jerome Kersey to Robert Horry, David Robinson to Tim Duncan and other players, the Spurs have always focused on being built to last. For any NBA team, it would be easy to acquire the best free agent on the market during the offseason, but it’s also clear in the league that every time star players come to a new team, the philosophy is likely to change. Coach Popovich believes that “if it ain’t broke, don’t fix it!” which is a simple sentence used for a complex system. Also, if you think that Greg Popovich became an overnight success who got lucky with his own strategy, you’d be inclined to know that he graduated from the Air Force Academy with a degree in Soviet studies and almost went on a career in counterintelligence.

In addition to looking at the overall makeup of the Spurs team, you should also look at stats like the average age of players and player development, concepts that tie into Moneyball theory. Historically, every NBA champion team since 1999 has had an average player age of less than 29, except for the 1999 and 2007 NBA champion Spurs. To clarify, the 1999 Spurs played a shortened 50-game season, however they were thought to be a very experienced team that ultimately went 37-13 and lost just two games in the playoffs. The 2007 Spurs were also experienced, but were battle-tested and went on to sweep the final, four games to nil. The average age of the players on both teams was 30, but why is age so important? Most NBA analysts believe age and experience are important factors in a championship team, but players can also physically collapse during a playoff run. Also, younger and more athletic teams can sometimes overcome inexperience with high intensity. Therefore, a mix of players in a proven system can lead to positive results. The fact is that the Spurs are the only team since 1999 that has shown that you can beat an average 30-year-old not because of experience but because of their system. Also, whenever the average age of Spurs players seems to start to increase, they always get updated with similar but younger players. This strategy seemed inevitable after last season when the Spurs were outscored by the #8 seed but younger Memphis Grizzlies last season. In terms of player development, the Spurs developed Duncan, Ginobli and Parker from their rookie season to the superstars they are today. Additionally, the Spurs were one of the first teams in the NBA to purchase a developmental league team for the purpose of managing and developing players. Billy Beane and the Oakland Athletics used a similar approach in developing minor leaguers in MLB’s best farm system. Players would subsequently contribute to the team and then leave via free agency. Years later the strategy began to be copied by the rest of the league; most notably the 2004 World Series champion Boston Red Sox.

So I know you’re telling yourself that the Spurs are boring or too fundamental and play in a small market. However, if you’re a fan of a big-market team, think about the last time your team achieved 50 straight winning seasons without the help of a coveted free agent or a blockbuster trade or the fact that your team hasn’t won four NBA titles with a chance to win a fifth title in less than fifteen years? If you’re an NBA fanatic and realist, you should appreciate the San Antonio Spurs because even though the team isn’t the most popular franchise, it’s still the most respected.

In this age of independence and fend for yourself mentality, it is inevitable that a property owner will think they will do just fine on their own. Sure, you have tenants who at first pay on time until gradually they don’t, some break the contract and terms of the lease, then they cause problems with neighbors and other tenants, then you will slowly notice that you are losing money and when you decide to evict the tenant Next thing you know, you have a lawsuit on your doorstep.

The reality is that if you use the services of a professional property management company, you not only have peace of mind, but your investment is protected and the steady cash flow you receive through rentals can help you purchase additional investment properties.

That’s why you need the assistance of a property management company, but before that, we’ll determine the pointers on why it’s important to hire one.

Determine the value of your property

The problem with inexperienced homeowners is that they sometimes get overwhelmed by the way they price their property in the market: oversell and you’ll have to deal with the high vacancy rate with no profit, subsell and you’ll find you’re losing profits slowly. This is where a property management company comes in, they will help you determine a balanced meal where you win renters and continue to make a profit.

A property management company is also well versed in marketing your property and placing advertisements where it will attract tenants. They will answer any queries and know what appeals to a prospective tenant, therefore they will help you point out some cosmetic improvements to make tenants feel that renting your property is worth their money.

Avoid major problems with tenants

Tenant screening would no longer be one of your problems because the property management company will take care of it. They know very well how to check the background of interested tenants, their criminal records, their relationship with previous landlords and if they have ever caused any problems before. Think of it as helping to weed out the bad guys for a healthy, bountiful harvest.

Rent collection is the most common problem when renting your property. When you leave it to your own devices, getting your tenants to pay you on time will become a doddle of hide and seek between them and you as the property owner, certainly some tenants will strike a chord with you and win your sympathy with the hope that you get away with it. However, a property management company will become the middleman who will make sure tenants abide by the terms of the lease and they need to understand that they are just doing your job for you, keeping your cash flow steady.

Maintenance

When a tenant has reached the end of the lease, the grueling turnover process will usually keep you busy as a landlord, but with a property management company by your side, that’s another load of stress to deal with. Any deductions from the security deposit will be made and returned to the tenant, and the restoration process of repairing damage, repainting, changing locks, and cleaning the property will be done without getting your hands dirty.

As a property management company, expect them to know the right people to contact should tenants experience problems with leaks, wiring and plumbing and their dilemmas will be addressed immediately.

Save of time and money

A successful businessman knows that delegating tasks is key to running a successful business so that one can have more time to take care of other business ventures. With almost everything under control, it seems that the only thing left to do is visit your property in a certain time interval and continue to earn profits while you have more time to spend with your family, social life, other priorities, and investments.

IN CONCLUSION

Hiring a property management company takes care of the burden for you, especially if you know full well that marketing, confronting tenants with late payments, and handling maintenance are not your strong suits, especially if managing your property It’s not the only priority you have in your busy life. Therefore, delegating this task to a reliable property management company may be one of the best decisions you have ever made.

Most will be in bad financial situations at some point in their lives. These are tough times and money is tight, jobs are insecure and mortgages are exorbitant for most in that situation. The answer to avoiding personal bankruptcy is not always obvious and many seek debt advice before taking that step. The bottom line, however, is why take it because once you’ve been bankrupt, things change substantially regarding your credibility.

The loss of everything one owns is only the beginning, as the bank and creditors will sell it. They do not care about sentimental attachments or family heritage, etc. He leaves and with him your whole life is wrapped in the remains that remain and your memories.

Why did that happen? You will ask yourself that question over and over again. You need to start over, but how? Where are you going to live? How do you live? Who wants to employ you?

Some kind relative or friend may offer you their garage or shed to live in and move the rest of your life into. He is cold, unfriendly and terribly inconvenient. The facilities are not connected, so you have to enter the house to use the bathroom, shower and even cook. That soon wears out the generosity of whoever has to live with it, and you.

It might be okay if it’s your father or brother, but even they feel the strain. Then there are the shared costs. How do you compensate them for their share of bills, like electricity?

In general, going into personal bankruptcy is not a good idea and action should be taken early when financial stress is brewing. That means getting a job in another city, putting a wall around you, and paying off all your long-distance debts. This is possible due to the transfer of money. Let companies know that you will pay them with deeds, not words. They will go backwards if you make regular payments of your salary.

If you have a business and this happens to you, it is not so easy to just walk away, but you can hire a partner, who will contribute financially, or liquidate it yourself. If it is a retail location, then sell the shares at a very low price. All you have to do is get back what you paid for it plus rent. Again, let creditors know you’re going to pay them every penny you owe and follow up.

That way one can keep the home and assets out of their hands and nothing much will change. It will take time to straighten out your life, but at least you won’t have the stigma of bankruptcy hanging over you and you won’t be dependent on others for help.

When planning a wonderful weekend getaway or a great vacation in a vacation rental home, be aware that scammers are ready and waiting to take your money and leave you without that beautiful beach house you thought you booked. How to avoid being a victim of Internet abuse? Be aware and smart. Trust your instincts. If it sounds too good to be true, it probably is.

Use your good sense and caution and you can book a lovely vacation for you and your family in a great place. Do your research. Use reputable travel websites for one thing. Check the references on the specific vacation beach house you are interested in renting. While there are many vacation rental sites on the Internet, they are not all created equal. Check the comments and blogs on the actual site you are looking for and choosing.

Are you open to going anywhere that looks good or do you have a particular place in mind? Are your dates firm or can you be flexible? Going somewhere that is off the beaten path can offer new adventures and things you may not have thought of. If you are open at different times of the year and dates you may be able to negotiate a free night or a significant discount, feel free to ask!

One of the current common booking fraud involves moneygrams. Never reserve a spot and send a moneygram as payment. This is a sure sign that someone is phishing your site. It can happen without the owner knowing it; your website is hacked and inquiries from legitimate tenants like you are directed to your email account.

This recently happened with a California vacation rental home in Marin County. A renter had made an initial inquiry to the owner through an online paid travel website. After the initial contact and response, the owner’s email was compromised and the renter was now dealing with a scammer. An official looking agreement was emailed to the tenant for the rental dates with instructions to send a moneygram to a name and address in Houston, Texas. The prospective tenant went to Walmart to send the moneygram and only mentioned that he felt a little weird sending it. The clerk wisely warned him and decided to call the owner directly. Lucky for him as this was a scam. He just so happened that the house was open and he was able to book directly with the owner, paying with PayPal.

Be on the lookout and you can have a wonderful time at vacation rental properties and create beautiful, lasting memories of a once-in-a-lifetime event!

I lost four loved ones: my daughter, my father-in-law, my brother, and my former son-in-law, in nine months. Like all bereaved people, I wanted to honor the lives of my loved ones with memorials. My husband and I held memorial services in honor of our daughter and former son-in-law. We flew to Long Island and attended a memorial service for my brother. We also donate financial memorials to churches and the local food bank.

You may also have held memorial services or donated money in memory of a loved one. Other memorials are described in the article, “Grief & Bereavement,” on the Memorial Online website. Keeping a journal, scrapbook, or creating a multimedia presentation are all ways to remember a loved one. “Online memorials are becoming popular,” the article notes, and these memorials include stories and photos.

Memorials help us cope with grief. Judy Tatelbaum, in her book, “The Courage to Grieve,” discusses ways to resolve grievances. “Learning to terminate is an important skill to develop,” she writes, “whether we are faced with terminating people dead or alive.” I see memorials as part of grievance resolution, but I want to continue to remember my loved ones and the joy they brought into my life.

Therese A. Rando, PhD, explores this point in her book, “How to Go On Living When Someone You Love Dies.” She writes, “Perhaps the most effective way to keep your loved one alive is through her own life and actions.” We do this by telling stories about our loved ones, acting on their values, enjoying life more and, if necessary, changing our behavior.

In his book, “When Bad Things Happen to Good People,” Rabbi Harold S. Kushner discusses life’s problems. “None of us can avoid the problem of why bad things happen to good people,” he says. According to Kushner, sooner or later we all play the role of Job, whether as victim of tragedy, family member, or friend and comforter. “The questions never change; the search for a satisfying answer continues.”

It took me two years to find an answer. I created Action Memorials (term Copyright 2009 by Harriet W. Hodgson) and they are working. What is an Action Memorial? He finds an outstanding trait that her lover had and makes it a part of her life. My daughter had a wonderful sense of humor and I promised to laugh more. My father-in-law was one of the most ethical people I have ever met and I promised to stand up for ethics. My brother loved to read, so I promised myself more recreational reading time. My former son-in-law loved nature and tried to observe nature closely.

Action memorials connect me with my loved ones every day. I feel closer to my loved ones and, thanks to Action Memorials, they will always be a part of my life. Weaving Action Memorials into my life gives me joy. You can create similar action memorials in honor of your loved ones and find comfort in them.

Copyright 2009 by Harriet Hodgson

Investing in real estate is a great way to get rich. For example, you can simply buy a cheap house and make improvements, then quickly sell it for more than you paid for it. When you ask most people what the secret to success is, they will tell you that the secret to remodeling a home is not just your job, but also finding the right home.

On the hunt for good real estate
First, check your local courthouse for new bankruptcy or foreclosure filings to find a good home to invest in. Also look in the local paper for “handyman specials,” call local real estate agents, and place an ad in the local newspaper. Second, knock on doors to find and ask if the owner is interested in selling. Surprisingly, many are interested in selling but have not yet contacted a real estate agent. If they aren’t interested in selling, ask them if they know anyone who is. Third, find the ugliest house in the nicest neighborhood that doesn’t need structural or system repairs. This is the ideal type of house to flip.

Take from the cost of decoration.
First quote the necessary construction materials in a big store. Visit the contractor supply section, and then you should be able to get a nice discount for all your remodeling work. Visit a used building supply store, they can save you a lot of money if the supplies are in good condition. Paint everything you can, including appliances that work well but look old and worn. Painting is the cheapest and best way to quickly improve a house. Determine which jobs you’ll need help with and call a local licensed handyman for an hourly rate. Make a help list of friends and family; or hire local teens for the jobs you need help with.

More information about resources
First, wander through the large flea markets to find permanent stalls. Some used building vendors have been at the same flea markets for over 20 years. Second, look in your local classifieds for people advertising used materials and supplies. Local classifieds are a great source for used appliances in good condition. Third, check out the hotels and apartments that are being remodeled and talk to the owner or builder. You may be able to get used supplies or materials just by moving them out of the way. This is a great source for rugs, lights, and cabinets.

sell the house
First, determine if you should sell on your own, based on real estate commissions and your bottom line. A real estate agent can save a great deal of time because they already have qualified buyers available. Second, advertise in local newspapers and online. You can place classified ads online or set up a home-only web page. Be sure to include the selling price and have photos for potential buyers to see. Third, host an open house that has been well publicized. Keep coffee and snacks on hand that will make people feel more at ease. Keep a sign-in sheet with the names and phone numbers of the people who will be attending. Have soft music playing in the background to give the open house a “home” feel. Pass out a flyer that has a photo of the house and pricing information; attach a business card. Return all phone calls and answer all questions as soon as possible.

With the pension they depend on long fading into history, many consumers are concerned about saving for retirement. Most simply don’t know what to do to get where they need to be. With so many options and tips, what is the right way to go?

Studies show that Americans are more insecure than ever about their retirement options. With less than 20% of workers facing a possible pension, that option is not something you should rely on.

It’s more important than ever to take advantage of every opportunity to build your retirement savings. This includes your IRAs, 401(k)s, and taxable investments.

You don’t need a complete understanding of investing to be able to retire well. All that is needed are a few simple ideas.

Remember, the younger you start, the easier it is to retire well. If you start late, you can still enjoy a comfortable retirement. Just don’t let any more time slip away, you’ll need every possible penny.

It’s like credit cards that add up to years of payments, only in reverse. If you start young, the more you save, the more years of interest you can roll over and the more money you’ll earn. Let compounding work for you, not against you.

Take every advantage you can to save for the future. Only about 50% of workers are offered a 401(k). Only 42% take advantage of the plan. Don’t let this go. Most employers will match a portion of your contributions. This is free money. You should give as much as you can each year to your 401(k). Once the money is in your account, it is multiplied tax-free.

The same goes for 403(b)s and other equivalent savings programs. Don’t waste the opportunity.

You should take a good look at your 401(k) plan. When you leave the company, you should probably convert to a professionally managed traditional plan. Why? Because self-directed retirement accounts earn 2% less per year on average than professionally managed plans.

Look at the numbers. If you put $100,000 into an account that earns an average 6% return and another $100,000 into an account that earns an average of 8% per year, the difference is staggering. In thirty years, the 6% account is worth $574,349 and the 8% account is worth $1,006,266.

You should probably avoid get-rich-quick ideas. Don’t chase hot stocks and sectors. Play the game long term. If your company’s 401(k) plan is too expensive, you should consider maxing out your IRA before investing in the 401(k) plan. With your IRA, you decide who manages your money. Many of the big mutual fund providers are inexpensive and quite effective.

The key to successful retirement saving is simply doing the math. Contribute wisely and contribute as much as possible each year. Remember, if you dive deep enough into your investments, you just might be able to retire early. Now there is a good thought.

Planning to hit the road this Christmas with your family? You’ll want to add some holiday cheer to your RV. From using ribbons and bows on the walls to hanging strings of lights around the windows, and from adorning the living room with a decorative Christmas tree to putting a couple of stuffed reindeer on the ceiling, there are plenty of ways to transform your RV. diesel. in a Christmas paradise.

1. Use DIY decorations

There are two benefits to using home decor in your RV. First of all, they help you add a personal touch to your team. Plus, they can help you change the look of your trainer on a budget. When the celebration is over, you can present these DIY decoration items to your RV-er friends.

2. Light up with candles

Your Christmas decoration will never be complete without candles. You can buy a set of Christmas calendar candles. Start burning them from the first day of December and every day they will remind you of the upcoming festival.

Buying LED lights is an excellent idea to decorate your RV. Colorful LEDs cost between $10 and $20. They run on extremely low power. A lighted spiral tree can take your decor to a new height. If you are thinking of going on an adventure during Christmas, battery-saving LED lights are an ideal decoration option for you.

3. Wear faux garlands, wreaths, and bells

Garlands add a festive charm to the interior of your motorhome. Opt for synthetic items if you can’t buy fresh garland while traveling. You can get these brilliant decoration pieces at a reasonable price. Coming with flexible liners, they can fit any door or cabinet, regardless of their sizes.

Another easy way to give your RV doors a boost is to use wreaths. Use different sizes of ornamental bands for different corners of your coach. You can use towel hangers to suspend these decorative rings from door or window frames. You can also use wreaths to decorate the front of your RV. But you will need a 3M hook to put a crown on there. Don’t forget the door handles; Give them a makeover with Christmas bells.

4. Spruce up the decor with mini trees and tree trimming

Of course, your RV can’t accommodate large Christmas trees, but it does have room to trim trees. You will get many of these leftover branches at any hardware store for little or no cost. Put them in a vase to create a cheerful atmosphere. Mini trees are another fun item that can help you liven up the interior of your RV. Some varieties like mini-rosemary or mini-pine would cost you no more than $15. To add more charm, hang some ornaments from the mini trees. Metal, wood, or handmade trims look great on RVs. Opt for pieces that are durable and easy to store so you can use them for longer.

5. Add decals to windows

Putting decals on the windows is an easy way to instantly liven up the look of your RV. Add images of Santa Claus or Christmas elves to create a festive atmosphere on your computer. Decals are a one time investment. When you store them correctly, you can use them over and over again for several years.

Spending Christmas on the road doesn’t mean you have to miss out on the festive fun. Get into the holiday spirit by decorating your diesel RV for Christmas. We just told you how.

You’ve seen that bandit sign at the intersection that says STOP FORECLOSURES. Call Mr. Milagro at 555 BIG SCAM. Here is an opportunity. Mr. Miracle, who looks a lot like PT Barnum and Elmer Gantry rolled into one, suggests that he transfer his house to her subject to the mortgage. What does that mean? In Florida, it means that he has signed over the deed to his house to Mr. Miracle. He is the owner. It’s from him. You have to move or pay rent. He owns the house but you owe the mortgage. You owe the mortgage. You signed a promissory note when you got the mortgage. You personally promised to return the money. If you don’t, the bank will sue you for lack of knowledge. What is a deficiency judgment? That’s when the bank sues him and gets a personal judgment against him for the difference between how much he owes and how much the house sold at a public foreclosure auction on the courthouse steps when Mr. Miracle didn’t catch up and made payments like him. he said he would.

Oh good. You can always file for bankruptcy unless you have already done so and the bank waits until you have done so to sue you. Do those sentences not expire? Yes they do in twenty years. In Florida the creditor can take your property. take his bank account, garnish his wages, aggravate him for a long time

Wouldn’t it make more sense to get a little more information before turning your house over to Mr. Miracle?

Here’s another idea. Let’s not do anything! Yes, do nothing. Just sit back and wait for the foreclosure auction. It’s not your fault you’re in this situation anyway. It’s the bank’s fault. It’s the realtor’s fault. It’s the government’s fault. Doing nothing is a little better than giving your house over to Mr. Miracle. Ten months for the foreclosure process to take place. His house will be sold on the courthouse steps. It will be sold for pennies on the dollar or the bank will buy it. They will probably sue you for deficiency in judgment. His problems have just begun. .

Write it to Mr. Miracle. That is not a good plan. Do nothing. That’s not much better. What can you do?

Here is a novel idea. Catch up on late payments and continue to make them. I am amazed at the number of people who are being repossessed who are not working. Go to work. Earn some money. Do something below your dignity. Sell ​​something. Sell ​​everything you have. Sell ​​your car. Sell ​​your jet ski. Sell ​​your furniture. Sell ​​your jewelry. Sell ​​your motorcycle. If any of this has payments, sell it first. Collect the money and make the payments. Unless he committed fraud to get this mortgage, he could afford this house when he bought it. Make the payments. Do not take this lying down. If you committed mortgage fraud to get this loan, that’s an even better reason to make the payments. After a foreclosure, a fraud investigation could really make your life miserable. google that,

Many people who come to my real estate school are there to learn how to earn money so they can make the payments on their home that is being foreclosed on. Real estate, insurance, legal prepaid, Avon, Mary Kay, Pampered Chef and many other products are sold on commission only. Anyone who wants to make money can learn how to make money selling one of these products. It’s easy to get hired because the recruiter can’t tell if you’re going to work. Almost all products that are sold on commission can only be sold by anyone who works hard. Get that opportunity and earn some money. Make your payments. Most of these products, including real estate, can be sold on a part-time basis. If you currently have a job but need more money, find that opportunity. Make your payments.

Call your mortgage company or bank. talk to them Ask them what you can do. They might surprise you. I have heard some amazing stories.

Here is a plan that I am sure will work. Sell ​​your house. If you can’t afford it, sell it. What could be simpler than that. Find a buyer. Get a new mortgage, pay off your mortgage. Your problem is solved. What if your house is worth three hundred thousand and you owe four hundred on your mortgage?

Banks are in business to make money. If your house is foreclosed on, it will probably be sold at public auction on the courthouse steps for $200,000, or the bank will buy it on the courthouse steps. They will then list you with a real estate agent and he will make a commission. They will also pay the normal closing costs of the transaction. They will also have all the normal expenses of home ownership; taxes, HOA due, insurance, maintenance, etc. They don’t want to do that. However, if it is the most profitable option available to them, they will go for it.

Another option for you is called loss mitigation, colloquially called “short selling.” The way this works is that you find a buyer, the best way to do this is to list with a good real estate agent. The real estate agent finds a buyer at a suitable price. Participate in that decision. After all expenses of the sale have been paid, the bank accepts the proceeds of that sale and repays the loan.

Have an attorney represent you and make sure the bank waives your right to a deficiency judgment.

Please understand that you are in a very bad place. It’s going to take a lot of awkwardness to get out. Be good to yourself. Be good to your spouse. Don’t sign any paper you don’t understand. Legal advice is cheap compared to what you can do without it. To think. These are big important decisions.

No, I didn’t mean “Business”, but if you tell me how your “Occupation” is doing, I bet I can tell how your Business is doing. Too often, we spend too many hours attending to the busy work of the business, leaving us a day behind and a dollar short of our goals.

What’s on your to-do list for today? Are these items the ones that will get you closer to your goals, or are they just things you HAVE to do? I can almost bet that if you wake up every day and simply go through a seemingly endless to-do list, your business may be “surviving,” but you’re not “thriving.”

An important way to know if you are doing a busy job or not, is to ask yourself the following questions:

What goal will completing this activity bring me one step closer to?

– Can someone else do this for me?

Sometimes things really don’t need to be done at all. And sometimes you have to do things, but not for you.

You will need to prioritize items that you need to do yourself. If the majority of your business over the next five years will come from leads generated from referrals and sphere, then the “musts” are clear: contact and serve that group of people well. Invest your time and money in that quadrant of contacts. Stay away from the annoying “to do” list that says you need to update the expired system which he drafted two years ago and has yet to implement.

Next, ask yourself some tough, honest questions about yourself and your business.

– First, can you achieve your goals alone? To reach the numbers you have proposed, do you need to expand your human resources?

– Second, do you need a different business model than the one you are currently using? (I told you these were tough questions!)

If you are looking to increase your production by half in the next five years, perhaps you can achieve your goal within the status quo. But what if you’re looking to double your business in five years? Or quadruple it? Is it reasonable to think that you can be successful in the same way and with the same number of people as you have in the past?

You already know the answer: definitely not. In fact, this can often be the turning point in the decline and/or failure of a business, when you don’t realize that you, alone, cannot be the chef. Y bottle washer Y grow your business. A team or staff to support you can become essential when planning your future goals

The E-Myth Revisited: Why Most Small Business Don’t Work and What To Do About It, by Michael Gerber, talks about this at length in his book.

It’s all about numbers today in terms of goals and in terms of human resources. Plan accordingly.

That’s why Part 9 of my 17-Part Business Planning Workbook is all about the numbers. You need to figure out what kind of production you will need over the next 1-5 years to reach your personal goals. Your business is about secondary his life; should not be his life.

If you’re stuck on hustleyour business has become your life, and it is no longer just supporting it.

A question I get a lot during my training and talks is “How do you get the “numbers?” Maybe this will help:

WRITE THEM.

Next year’s goal: what is the magic number for closed production (in millions?) for your 2 year goal? For 3, 4 and 5 years? What about the gross and net closing commissions? average selling price? Number of transactions? Number of listings? You should plot each one and write down the number.

For the next year and the next four, what is the magic number for new listings, for example? Where will the business come from? What is the main source? Remission. Sphere. Website. Farm. Expired. What about the sales generated by the buyer? Where will that business come from? What are the sources of lead? As you define these categories, you begin to identify your target market and where to spend your marketing dollars (and your time!)

The numbers tell you a lot about your business. By focusing on your numbers and hitting your goals, you can plan your priorities, staff your business accordingly, and stay out of the hustle and bustle.