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Top ten things to do in Namibia

If you want to go somewhere where you can have an adventure without leaving the comforts of the urban lifestyle, you must put Namibia on your list. With so many places to visit, an adventure in Namibia can make your vacation worthwhile. Before you pack your things and go on a big trip to Namibia, here are some places to visit.

1.) Waterberg Plateau Park

Located about 68 kilometers east of Otjiwarongo, the Waterberg Plateau sits about 200 meters above the surrounding area. Wildlife watching would be a fruitful activity on this side of Namibia. This 405.5 km2 reserve is home to some rare and endangered species of antelope and birds, rhinos, buffalo and sable.

2.) Damaraland

Damaraland is home to a wide selection of tourist destinations including the 35m Vingerklip natural obelisk and Namibia’s largest Stone Age petroglyph deposit, Twyfelfontein. Another famous Damaraland attraction includes the Organ Pipes formed by volcanic movements. There is also the 250 million year old Petrified Forest and the Brandberg Nature Reserve.

3.) Etosha National Park

Etosha National Park is the largest game reserve in Namibia. Cover some 22,000 km2 with the Etosha frying pan that is 130 kilometers long and 50 kilometers wide. It is home to about 250 lions, 6,000 zebras, 300 rhinos, 2,500 giraffes, 2,000 elephants, and about 20,000 delicate springboks, as well as pelicans, flamingos, impalas, and other occasional animals.

4.) Cape Cross Seal Colony

Enjoy the sight, sound and smell of thousands of sea lions at the Cape Cross Seal Colony in Namibia. It is located 130 kilometers from Swakopmund. Cape Cross Seal Colony allows you to spend a day with the seals at any time of the year.

5.) Namib-Naukluft Park

Namib-Naukluft Park is one of the largest national parks in Africa. It covers about 50,000 km2 of land in Namibia and also covers the Namib Desert Park, the Naukluft Mountain Zebra Park and some parts of the Diamond Zone. Famous attractions in Namib-Naukluft Park include the Sossusvlei sand dunes and Sandwich Harbor, as well as exotic plants and animals such as Welwitschia Mirabilis, Hartmann’s mountain zebras, and lichens.

6.) Kolmanskop

Kolmanskop is a desert town located in the southern Namib desert, 10 kilometers from Lüderitz. The city provided refuge from the harsh conditions of the Namibian desert for Consolidated Diamond Mines miners, but the postwar drop in diamond prices and the prospect of richer mines in Oranjemund ended its operation, leaving it completely deserted in 1956. Enjoy walking in this relic of Namibia and learn more about the economic and social history of the country.

7.) Swakopmund

Swakopmund is a city 280 kilometers from Windhoek. The city with its Atlantic coastline, cooler temperature and preserved German architecture is one of the top destinations in Namibia. Several tourist attractions in Swakopmund include the Altes Gefängnis Prison, Wörmannhaus, the National Marine Aquarium, a glass gallery and a transport museum.

8.) Skeleton Coast

Be puzzled and amazed by the changing moods of Skeleton Coast Park, dense shoreline fog, scattered shipwrecks, and majestically untouched surroundings. Fly in from the Hoanib and Kunene rivers and see the coastline in its entirety. You can also enter the area between the Ugab and Hoanib rivers and enjoy the magnificent coastal fishing area.

9.) Fish River Canyon

Fish River Canyon is the largest canyon in Africa, measuring 160 kilometers long, 27 kilometers wide and about 550 meters deep. You can participate in an 85-kilometer Fish River Canyon Trail from Hobas to Ai-Ais. You can also take a one or two day trip at various points within the canyon.

10.) Kaokoland

Enjoy the wild nature of Namibia by traveling to the Kaokaland region with stunning mountainous landscapes and natural shelters for animals. The irregular landscape also serves as a home for the Himba tribe who still live off their own tradition and culture. Be captivated by the quiet and serene atmosphere that Kaokaland offers as you enjoy rafting, canoeing, bird watching, and more.

Cash flow generation without cash – Formula 5 "Flip paper"

You’ve heard of moving houses, right? This has become well known in recent years, mainly due to many seminars teaching real estate “gurus”, book writing, selling tapes, and so on. There have even been some negative connotations from various forms of government; Mainly because they don’t understand it, but rather they believe and do what the banking industry tells them to do. I do not mean to go down in a political tribune; However, the type of house exchange that I know and have written about is perfectly legal and, if done right, benefits all parties.

So what about this “Flipping Paper” thing? Well, it’s a lot like moving house. It’s also quite similar to being a bird dog for home buyers, as I discussed with you in one of last week’s articles.

What I am going to discuss with you now is exactly what I did when I first entered the paper business. I attended a seminar given by Mike Meeker, a well-known and excellent teacher, who I believe is now retired from teaching. I also think he lives in Florida, or was the last time I had contact with him.

Anyway, let’s go back to our story. This was in the late 1980s and he had no money available to invest. Here’s the concept: You want to find real estate “paper” (land contracts, deeds of trust, mortgages, promissory notes) that is “for sale” or that will become “for sale.” To keep it simple, let’s call all of these different types of paper “Notes.” You are looking for notes that were created in an owner-financed real estate sale. Due to the current market, these types of banknotes are abundant; however, in any type of market these “private” notes will always be available because many buyers cannot qualify for bank financing and many properties do not qualify for bank financing. To give you an idea of ​​the current market, just take a look at the “Real Estate For Sale” section of any major newspaper and look for the ads that say “Owner Financing”, “No Qualified Bank”, “Special Financing” and so on.

Trust me at this point; Private notes will ALWAYS be available and many of these note owners would rather have a large amount of cash now rather than monthly payments for X years. Furthermore, there are and always will be private investors (and sometimes large corporate investors) who buy these notes. Why? Because almost ALL private notes can be purchased at a substantial discount. Why? Due to the increased risk involved in these non-qualifying buyers and / or properties. In fact, I’ve never seen or heard of anyone paying 100% of the dollar for a ticket.

So let’s start putting this together. Remember, you are going to function as a “middle man”, not unlike the “bird dog” mentioned above. This is how we start:

Find the notes. There are numerous sources; such as Real Estate Agents, Title Companies, Real Estate Attorneys, etc. You can run a short ad in your local newspaper, such as “I buy real estate notes” or “Best price for your real estate note.” If you scan the ads, you may see other people looking for notes. Don’t worry, there are enough for everyone.

You can also look for ads that offer “Owner Financing” to sell a property. Call the person and ask if they might want to sell their note after the sale is closed.

So, let’s say you find a note for sale, now what? You need to have funds available to buy the ticket. Where do we get that from? How do we know how much to pay for the ticket?

Just as we figured out how to find and buy real estate paper, which we will refer to as “Notes,” we will use more or less the same tactics to find someone we can flip these notes to, for profit. Good sources are real estate agents, real estate attorneys, public accountants, financial planners, stock brokers, loan officers, etc. However, the best way is probably the old “newspaper ad” formula. You can advertise with words like “Real Estate Note for Sale” or “Investor Needed to Buy Real Estate Notes.” Check the newspapers and yellow pages for advertisements such as “We buy notes” and / or “Best price for your notes.” In other words, look for the same ads that we saw and used to find Buy and Flip Notes.

When you find an Investor or Buyer of Notes, you should determine the requirements and perimeters of the Buyer of Notes, such as:

What types of properties will they accept as collateral for the promissory note? For example, single-family homes, land or lots, apartments, commercial properties, or mobile homes with or without land.

What types of minimum returns do you want from the notes you buy? This will vary based on many factors, such as the security of the ticket.

Investors will want higher returns on riskier notes. For example, a note secured by a single-family, owner-occupied home (with excellent payment history) would likely require the lowest return, say 12% return on investment. At the other end of the scale could be Raw Land, where an investor can demand 18% or 20%. In this article I am not going to go into how to calculate performance. However, I will recommend to anyone interested in these types of offers to buy a good calculator or financial software.

Examples of other things an investor may require are title insurance, appraisals, credit reports, accident insurance, etc. These things discussed above should be tailored to the investor you may be dealing with.

Okay, now we have found a note to buy on a single family home. The face value of the note is $ 80,000 with 10% interest payable monthly for 20 years. You know that the “on-the-go” investor return requirement for this type of note is 12%, so you could sell it for $ 70,115. So in order for you to make a profit of, say $ 4,000, you bid and get an offer of $ 66,115 accepted. You actually need to get a written contract to buy the landlord’s note, preferably a “Call Option”. You need to consider who will pay for things like title insurance, closing costs, etc. If you are going to pay these costs, you’d better subtract the amount of these costs from your offer to the owner of the promissory note. Investors normally do not pay these costs.

What you are going to do is have a “Double” or almost simultaneous closing in which you will close first with the owner of the note. Then, a few minutes later, you close with your investor that you are buying the note. The seller (s) will then disburse the funds; $ 4,000 to you and $ 66,115 (less title insurance fees and closing costs) to the seller of the note. Actually, I found that it works better if I paid these costs and bought the ticket at a lower price, say $ 64,500. Sometimes when people go to a closing, they feel unhappy when they realize that they are receiving less money than they thought they were going to receive.

I know I’ve covered a lot here that seems complicated, and it’s – a little bit; however, once you’ve made a few deals, it will become routine. I remember when I started testing this. I got discouraged and took a few months to close my first deal; however, since then, I would estimate that I have bought and sold over 6,000 tickets, most of them one at a time. Of course, once my volume increased, I hired people to help me.

The ticket business is a great and very interesting career; Something new or different all the time. One thing I want to emphasize is that it is very important to have that double closing so that you are truly the owner of the note, even if only for a few minutes, before selling it to your investor.

I will publish a book in the future, showing in detail how to prosper in this great business. I will sell the book for a nominal price, which I have not determined at this time. It will depend on how much time you spend on it; however, I want it to be as complete as possible. I will tell you this, if a person enthusiastically enters this business, the business will always be there with excellent financial returns.

These publications are the opinion of the author who is not engaged in providing legal, accounting or investment advice. If such advice is required or desired, the services of competent professionals should be sought.

Does Windows 10 need third-party antivirus?

For basic users, Windows Defender offers sufficient protection against malware and other cyber threats. In other words, Windows 10 has a protection system that is good enough for most users. For these users, it is not necessary to opt for a third-party solution. Let’s find out if Windows 10 requires a third-party antivirus.

Microsoft continues to improve Windows Defender to make it more effective. Today, if you are tuned into the evolution of Microsoft’s desktop operating systems, you may notice that the software giant keeps improving WD.

For example, if you consider the April 2018 update, you know that Windows Defender has been updated to the Windows Defender Security Center. This update provides all the security features you need. You can configure many things such as parental controls, firewall rules, antivirus scanning, and others.

For ordinary users, this is great news, as they don’t need to pay for advanced protection. By default, WD is enabled on all versions of Windows 10. This software program works as a product packed with necessary features, such as real-time protection and frequent updates.

But if you install a third-party antivirus, Widows Defender will be disabled. However, once you remove the third-party alternatives, it will be re-enabled.

Microsoft says a lot of good things about the security features of Windows 10 and WD. In fact, the software giant claims that Windows 10 is the most secure version of Windows. In other words, if you don’t install a third-party antivirus on your copy of Windows 10, know that you are still protected against malware and other types of cyber threats.

Over the past 10 years, we’ve seen the security ecosystem get a lot of support from antivirus developers, especially Norton, Bitdefender, and Kaspersky. And there is a good reason behind this. These solutions offer a powerful malware scanning system. However, some programs offer additional functions for additional protection.

However, the biggest problem was the resource consumption of these programs. As a native security software, WD should have no impact on system stability. And it doesn’t consume a lot of system resources either. Even if you have a smaller amount of RAM, it will do its job quite well without overloading your system.

In terms of effectiveness, WD is an advanced antivirus software that can detect different types of malware. Therefore, it can be effective against many security threats. And the great thing about WD is that you don’t need to download or install it manually. It comes pre-installed with Windows 10. All you need to do is keep it enabled in your operating system and it will do the job quite well.

Windows Defender has become an advanced product that can be a good alternative to many third-party security products for Windows 10. So you can stick with it to make sure your computer is secure. However, if you need advanced features, you can still go for a better alternative, which you will have to pay for.

Great Fiction: The Last Time You Left By Kelly Braffet

Kelly Braffet’s Last Seen Game (2006)

Something that never ceases to amaze me about TV shows like Cold case files and Forensic files It’s how often, over incredibly long periods of time, horrible crimes go unsolved. Most people are familiar with the Black Dahlia case, perhaps the most famous unsolved murder of all. Modernism took a long time to catch up with fiction; Until about twenty or thirty years ago, in the literary genres of mystery and thriller, cases like Dahlia’s never appeared. Even in detective fiction that functions as serious literature, such as Ross MacDonald’s Lew Archer novels, all loose ends are tied up, all I’s are dotted and t’s are crossed at the end of the book. We look for closure and resolution, and we tend to get frustrated if we don’t get it. On Last seen Kelly Braffet offers us a murder and disappearance account that leaves us hanging like a cold file. In an interview with Scott Snyder around the time this novel came out, Braffet spoke about his insight into secrets and the ultimate inability to understand someone else’s motives and behavior.

He also spices his novel with a rather original blend of cutting-edge philosophy and observance of contemporary youth culture, questionable areas of foreign policy and parent-child relationships, and the magnetic appeal that the possibility of danger and harm seems to have for some people. She is as comfortable with Nietzsche and Heidegger as with video games and lipstick.

Speaking of Nietzsche, one of the main philosophical concepts that scholars and researchers have always associated with him is that of Nihilism – a word that seems to have different meanings depending on the thinker with whom we are using it in context. Nietzsche was a metaphysical nihilist, believing that deep down, in the final analysis, life had no meaning and that, in our attempts to understand it, we simply cast psychological projections onto the blank white canvas of the universe. The scientist presents science as the Maximum Truth, the artist presents art as the Maximum Truth, the religious person presents religion as the Maximum Truth; All of these are simply coping mechanisms that humans invent to try to defeat nihilism. Last seen Examine this point sharply, in a passage where we meet a character named Seth, a beach bum, and we philosophize:

In Seth’s real life, the non-summery part that had nothing to do with waiting tables or brushing the sand off her sheets so he could get into bed with her, was a graduate student who read thick books with small print and no characters. . He taught the eighteen-year-olds about Heidegger and Nietzsche. He ate sushi, went skiing in Vermont, and was writing a dissertation on Being and time.He didn’t think any of the girls he knew in that life had dragons tattooed around their navel.

The “she” who has these thoughts is Miranda Cassidy, one of the two main characters in the book (the other is her mother, Anne); the point is that a true Nietzschean – perhaps Seth is, since he seems to truly savor the whole experience – would not divide his life into this life and that life, real life and beach life, work life and life. playful, etc. . – your life is simply an integrated thing, not something you can cut into sections like a fruit. Therefore, Miranda is a representative of a different type of nihilism, which is generally called Russian nihilism, a belief system in which young people despise the beliefs, values ​​and attitudes of their elders. This is pointed out in a later second passage about Miranda and some of her friends:

“They consider themselves creatures of the world, tough, brutal and unshakable. They listen to dark angry music, watch dark angry movies, collect dark angry comics. They read Neal Stephenson and William Gibson and William S. Burroughs and Philip K. Dick and Mervyn Peake: To them, the modern world is nothing more than a pale imitation of the dystopian universes they read about …

Then they wait. Meanwhile, they jealously guard their disappointment and their trappings, because as far as they are concerned, either you understand it or you don’t, and if you don’t, you better not act the way you do. Their disappointment is all they are sure of, and they don’t want it to be used lightly. “

You might ask what are these kids so disappointed in? The answer is the same as the answer to quite a few key questions the book raises: We don’t know. In a way, Braffet follows the kind of strategy used by Paul Auster in the novel Glass city – a crime story, a mystery, that is unsolved and unsolved, all questions and no answers. However, in another way it opens up an equally mysterious avenue of plot and character that depends, for its effect, precisely on our knowledge of it as mysterious: the CIA covert operations in Latin America in the 1970s and 1980s. Braffet’s novel, I felt somewhat fortunate to have been acquainted with a major American novel about the CIA in Latin America from the 1980s, that of Robert Stone. A flag for the dawn as well as Tina Rosenberg’s 1991 non-fiction short story Children of Cain: violence and violence in Latin America, which helped me appreciate Braffet’s work much more. Braffet is excellent for taking a look at the horrors that lie beneath the mouth of the volcano. This methodology is attractive to us as readers because we know that the author knows much more than she lets on, that her knowledge of such things is solid enough to allow her to write about them in a minimalist way with confidence and plausibility.

Anne Cassidy is a middle-aged mother living in Arizona, and she moved there from the Pittsburgh area years ago when her husband Nick, a pilot employed by an enigmatic and mysterious company called Western Mountain, falls into his plane while flying in a mission over Central America. and was never heard from again. (Significantly, wreckage from the aircraft is never found.) Her rebellious daughter Miranda originally accompanies her out west, but returns to Pennsylvania as soon as she is old enough to be alone. There, she disappears one night after crashing her car, picked up on the road by a passerby named George, who has an unusual interest in her. She takes a walk with him and somehow ends up in a Virginia seaside town.

Meanwhile, Anne, after not speaking to her daughter for many months, begins to get frantic when her many calls to Miranda go unanswered. The sense of dread and threat is increased several notches by the involuntary mocking salute on Miranda’s answering machine: “You know what to do.” Here, this fairly common greeting goes from being a simple everyday phrase to a reminder of Anne’s helplessness: she no know what to do. After a few days of frantic calls, Miranda’s phone number is taken down and Anne gets on a plane to go find her. She only encounters dead ends, and a detective named Romansky (a holdover from the detective stories of yore, a helpless Sam Spade or Phillip Marlowe, say the name Romansky very slowly to yourself) tells her that her daughter is probably just has moved. no foul play involved. Anne won’t have it, and when she’s granted access to Miranda’s vacant apartment and discovers how to listen to her phone messages, she finds a series of messages from a boyfriend named Jay that become increasingly drunk and obnoxious. Naturally, he fears the worst.

Nevertheless, U.S I know that Miranda is, at least in appearance and for now, fine; After a while, Braffet begins to tell the story in sequences that alternate between Anne’s search for Miranda, Miranda’s slums on Virginia Beach with her lazier friends, and flashbacks showing Anne, Nick, and Miranda. like a family in earlier and happier times. But just as there is a high element of anguish to Anne’s search for Miranda, there is also one surrounding Miranda and the city of Lawrence Beach: a serial killer has been murdering young women in the city, their bodies going washed up on shore, and there are constant suggestions that George might be the killer. Later, we see that George has possible connections to Miranda’s long-lost father.

Miranda and Anne are shown to often disagree, argue, misunderstand, get frustrated, behave differently, and have different perspectives on Nick’s death / disappearance. Braffet highlights this in two striking contrasting passages that symbolize the differences in the “soul content” of mother and daughter. First, about Miranda:

“When he was driving, he liked to think that he was connected to a huge and powerful machine. As in science fiction: the nervous system of the car was joined to his through the sole of his right foot.”

About Anne (who, by the way, works in a New Age store and is interested in all kinds of New Age spirituality and healing):

“She imagines herself in Sedona, standing barefoot on red dirt, with a mysterious energy that resonates through the soles of her feet and spins within her, filling her with something pure and real.”

They both channel energy through your feet, which makes them similar, but one does it through the throttle of the car, the other through the dirt on the ground, which makes them different, incredibly different. Your attempts to establish genuine emotional contact are, perhaps, doomed to failure.

This novel has intensely interesting supporting characters, primarily including a fellow Nick’s pilot named X-ray and Miranda’s juggling boyfriend named Rainier, and it also makes very sophisticated use of scenes that are not really related to the main action but suggest, comment and stand next to him. To take just one example, one morning Anne finds a dead man in her car in the parking lot of the store where she works. He had been a customer the day before, buying a book titled Heal yourself with the chakras. The whole situation is itself absurd, ironic, sad, funny with a very dark humor, meditative and sensually fascinating (Braffet’s writing is very hearing-oriented, it is based on sound), but it works in another way: we give the closing we long for it, but it does so on a wholly incidental character and therefore does not satisfy us at all. It takes some courage to write this way, and Braffet is up to the challenge.

In this novel mood and atmosphere, in my opinion, they prevail over the desire to write a “well done story” in the Aristotelian sense, and it is a refreshing approach that probably more authors should put a spin on. But that’s not to say that it doesn’t succeed with traditional narrative elements like characterization, because it does. And I think a mix of the modern and the traditional, well done like this, is always welcome.

Sexy black ladies – Why Are Black Camisoles So Hot?

Sexy black ladies

Do you know what sexy black lingerie is? Maybe you’ve seen the ads on TV or you’ve seen them in magazines, but you don’t know the difference. This article will explain the different types of sexy black lingerie so you know exactly what to look for when you go shopping for your own sexy lingerie. Black is sexy, that’s what the commercials say, but not everyone wears black. So how are these sexy black cam girls different?

black cam girls

The first difference between these sexy black ladies and regular cam girls is that they are often times smaller and more delicate. They have smaller breasts and their chests may even be smaller than those of their Caucasian counterparts. This can make it harder for them to move around because their chest is much smaller and as a result, their clothing choice must also be smaller. If they are daring enough to wear revealing clothing, it’s usually one piece and/or tank tops.

Another difference between these sexy black beauties and their Caucasian counterparts is that they tend to be on the chubby side. Cam girls can be on the heavier side, but that doesn’t mean they aren’t beautiful. They simply have the advantage of being smaller so they can fit into some bigger clothing choices. While some are blessed with huge, voluptuous breasts, they aren’t gifted with an hourglass shape like their Caucasian counterparts.

Sexy black ladies – Why Are Black Camisoles So Hot?

Some sexy black women do have large, shaped breasts. These women tend to be on the chubby side but have great, perky personalities. You’ll often times see these ladies working in high end clothing stores like Nordstrom’s and such. They are incredibly successful with their personal, professional lives, but they still don’t have the career success that most Caucasian women do. Black women love to dress up and enjoy their bodies, just as much as any other color.

The last thing you should know about black women wearing camisoles is that these pieces of clothing are ideal for those who are very self-conscious about their body’s shape and size. These women should always try to wear the smallest size of clothing that they can. This is because your clothing should make you feel better about your body. It should not make you feel worse about yourself!

Wearing a tight fitting, low cut top and matching lingerie is one of the best ways to flaunt your curves. For more information on black women’s lingerie and how to find the best black camisoles for your own personal use, you can check out our site. We offer a wide selection of the best black lingerie at the best prices, including lots of black hot dresses!

Is cryptocurrency the future of money?

What will the future of money look like? Imagine walking into a restaurant and looking at the digital menu board for your favorite combo meal. Only, instead of being priced at $ 8.99, it is displayed as .009 BTC.

Can cryptocurrencies really be the future of money? The answer to that question depends on general consensus on several key decisions ranging from ease of use to safety to regulations.

Let’s examine both sides of the (digital) currency and compare and contrast traditional fiat money with cryptocurrency.

The first and most important component is trust.

It is imperative that people trust the currency you are using. What gives the dollar its value? Is it gold? No, the dollar has not been backed by gold since the 1970s. So what is it that gives value to the dollar (or any other fiat currency)? The currency of some countries is considered more stable than that of others. Ultimately, people trust that the government issuing that money is firmly behind it and essentially guarantees its “value.”

How does trust work with Bitcoin, since it is decentralized, which means that it is not a governing body that issues the coins? Bitcoin is on the blockchain, which is basically an online ledger that allows everyone to see each and every transaction. Each of these transactions is verified by miners (people who operate computers on a peer-to-peer network) to prevent fraud and also ensure that there is no double spending. In exchange for their services of maintaining the integrity of the blockchain, miners are paid for every transaction they verify. Since there are countless miners trying to make money, each one checks the others for bugs. This proof-of-work process is the reason the blockchain has never been hacked. Essentially, this trust is what gives Bitcoin value.

Next, let’s look at the closest friend of trust, security.

What if my bank is robbed or there is fraudulent activity on my credit card? My bank deposits are covered by FDIC insurance. Most likely, my bank will also void the charges on my card that I never made. That doesn’t mean criminals can’t pull off stunts that are at least frustrating and time-consuming. It is more or less the peace of mind that comes from knowing that I will most likely recover from any crime against me.

In crypto, there are many options when it comes to where to store your money. It is imperative to know if transactions are insured for your protection. There are reputable exchanges like Binance and Coinbase that have a proven track record of fixing mistakes for their clients. Just as there are banks with little reputations all over the world, the same goes for cryptocurrencies.

What happens if I throw a twenty dollar bill into the fire? The same goes for cryptocurrencies. If I lose my login credentials to a certain wallet or digital exchange, I will not be able to access those coins. Again, I cannot stress enough the importance of doing business with a reputable company.

The next problem is scale. Currently, this could be the biggest obstacle preventing people from making more transactions on the blockchain. When it comes to the speed of transactions, fiat money moves much faster than cryptocurrencies. Visa can handle around 40,000 transactions per second. Under normal circumstances, the blockchain can only handle around 10 per second. However, a new protocol is being enacted that will trigger this up to 60,000 transactions per second. Known as the Lightning Network, it could make crypto the future of money.

The conversation wouldn’t be complete without talking about convenience. What do people like about their traditional banking and spending methods? For those who prefer cash, it is obviously easy to use most of the time. If you are trying to book a hotel room or rental car, you need a credit card. Personally, I use my credit card everywhere I go because of the convenience, safety, and rewards.

Did you know that there are companies that offer all of this in the crypto space as well? Monaco is now issuing Visa logo cards that automatically convert your digital currency into local currency for you.

If you’ve ever tried to transfer money to someone, you know that the process can be very tedious and expensive. Blockchain transactions allow a user to send crypto to anyone in just minutes, regardless of where they live. It is also considerably cheaper and safer than sending a bank transfer.

There are other modern methods of transferring money that exist in both worlds. Take, for example, apps like Zelle, Venmo, and Messenger Pay. These apps are used by millions of millennials every day. Did you also know that they are also beginning to incorporate cryptocurrencies?

The Square Cash app now includes Bitcoin and CEO Jack Dorsey said, “Bitcoin, for us, doesn’t stop at buying and selling. We believe this is a transformative technology for our industry and we want to learn as quickly as possible.” ”

He added that “Bitcoin offers the opportunity for more people to access the financial system.”

While it’s clear that fiat spending still dominates the way most of us move money, the fledgling crypto system is rapidly gaining traction. The evidence is everywhere. Before 2017, it was difficult to find mainstream media coverage. Now almost every major trading news outlet covers Bitcoin. From Forbes to Fidelity, everyone is speaking out.

What is my opinion? Perhaps the main reason that Bitcoin could be successful is that it is fair, inclusive, and grants financial access to more people around the world. Banks and large institutions see this as a threat to their very existence. They are on the losing end of the greatest wealth transfer the world has ever seen.

Are you still undecided? Ask yourself this question: “Do people trust governments and banks more or less with each passing day?”

Your answer to that question could be what determines the future of money.

Give your brakes a break!

Your brakes are by far the most important safety feature on your vehicle. When they don’t work, you put lives in danger and your vehicle is literally a time bomb. According to the US Department of Transportation’s Office of Transportation Statistics, 6,159,000 automobile accidents were reported in 2005. Of these, 2.7 million resulted in personal injuries and 43,443 deaths. Mechanical failures (such as faulty brakes) are a factor in an estimated 12% to 13% of all car accidents according to various available sources. Many of them are due to faulty brakes due to lack of proper vehicle maintenance, something that could have been prevented.

Properly working brakes take care of stopping your vehicle. When you step on the brake pedal, your car transmits the force of your foot directly to the brakes through a fluid – brake fluid. Of course, your foot alone is not enough force to stop the vehicle, so your car multiplies the force through mechanical advantage, also known as lever, and hydraulic force multiplication. Brakes work to transmit force to your tires through the process of friction. The tires also use friction against the road. There is more to it than this, but it can be difficult for the average driver. Most cars use two or three brake systems. You can see a shiny metal disc when you look through the hubcap of your front tire. That is what is known as a disc brake. When you step on the brake pedal, a pad of sturdy material attaches to the brake disc and rubs it to slow down, similar to the brakes on a bicycle. Other vehicles may have drum brakes on the rear wheels that work with a show that pushes the wheel and friction slows it down. No matter what type of brakes you have on your vehicle, once you start to accelerate and reach a decent speed, your car will have a lot of energy. When you start to stop, that same energy turns into heat in your brake pads. Brakes can heat up to temperatures of 950 degrees Fahrenheit or higher. That said, brakes should be made of materials that won’t melt at these temperatures, such as alloys, ceramics, or composites.

Without proper maintenance and repairs, many people are unaware that they are driving with faulty brakes. Too often, people learn only after it is too late and something important has happened. At the first visible or audible sign of brake problems, it is recommended to go to a reputable auto repair shop. Knowing the signs and symptoms of brake problems will make you a more responsible driver. Signs of faulty brakes may include, but are not limited to, a loud screech, grinding, screeching, rubbing, vibrating, pulling, pulsation, reduced responsiveness, strong or soft brake pedal, or the brake light appearing on the dash.

If it’s not what you hear or feel, you should check for brake wear by looking at the brake pads through the gaps between the wheel spokes. The outer pad will be pressed against a metal rotor. There must be at least 1/4 inch of padding at all times. When less than 1/4 inch of pad remains, the brake pads need to be inspected or replaced. A hydraulic system filled with brake fluid activates a set of padded clamps known as calipers, causing them to squeeze together on a disc known as a rotor. The friction that occurs between the pads and the rotor eventually stops the car. All components of a brake system are important.

Even if your rear brakes are the only ones in bad shape, it can still be dangerous. If you have to stop quickly, too much inertia could end up being deadly. You see, braking needs to be done in a balanced way, with around 70-80% of the energy dissipated by the front brakes and enough load remaining on the rear tires to keep the rear ones under control and the car in a straight line. If you do not have pads on the backs or are less than ¼ inch mentioned above, all the energy must be absorbed by the fronts. If there is not enough friction on the rear brakes for the rear tires to grip the pavement to ensure proper control, your front brakes and your front tires will do more of their fair share, which becomes dangerous and life-threatening.

There is no universal life expectancy for brakes, brake pads, brake rotors, or other components of the braking system. Like your own health, habits and maintenance can have a significant impact on the number of miles you drive. Of course, there are a few things you can do to keep your braces healthier over time. Experts recommend emptying the trunk and not overloading the vehicle, not hitting the brakes and causing unnecessary friction, trying to limit stop-and-go driving, navigate with the pace of traffic, ignore your aggressive driving habits, and get your brakes serviced. Annually. Although mechanical failures are involved in only a small percentage of all car accidents, they still represent a risk factor. In some cases, drivers who caused an accident due to faulty brakes were convicted of negligence and liable for damages as a result of a lawsuit. You don’t want to be responsible for something that could be prevented with proper maintenance and routine checks, do you? After all, accidents that never happen are the best.

How to use Twitter marketing correctly

Twitter is a powerful tool to help you understand your customers and also because it is mobile friendly. Since most customers are online today, businesses need to maintain online reputation and Twitter’s online reputation management (ORM) is an excellent tool to use. Almost all brands are talked about on social media. A good reputation can be seriously affected by a dissatisfied customer.

Therefore, the onus is on you to listen and respond to the customer intelligently. Another powerful thing about Twitter is that all public tweets are searchable and you can communicate with anyone directly. The “advanced search” option allows you to do that. The time it takes to reach influencers is reduced, simplifying and making more effective through Twitter, compared to conventional media.

TED (Technology, Entertainment and Design) integrates Twitter effectively into every phase of your event management to increase your popularity. Many IT companies use Twitter to hire staff. This tool helps you reach out, get involved, and build relationships with people you might not have otherwise had access to.

Therefore, Twitter gives you the best opportunities to make your customers your friends. You will have to aim for this and if you can reach this level on Twitter, you will be able to sell whatever you want!

So take advantage of the potential of Twitter and harness it for your start-up.

Marketing through social media platforms has become the norm these days. One of the effective social media platforms that is used for marketing is Twitter. Organizations can use Twitter marketing in the following ways:

* Online reputation management: Twitter has the ability to solve various problems in real time in very interesting ways. Today, it is really important for an organization to manage its online reputation, as any online content (positive or negative) affects the way people view your business. Therefore, many entrepreneurs are drawn to using Twitter as a platform for online reputation management.

* Event Promotions: Twitter is a powerful tool for gaining exposure, when it comes to organizing a physical conference or an online event. Previously, groups planning a festival or other major events had few effective ways to spread the word. But now social media platforms like Twitter in particular have changed that.

* Communication: Twitter is a way to keep your followers updated with up-to-date information about the business. Importantly, it also allows followers to communicate with you. It also leads entrepreneurs to form a business network from different parts of the world, thus benefiting the business. Additionally, it encourages entrepreneurs to generate leads by tweeting about special offers or new products that will help followers gain more information, which could lead to sales.

* Business strategy: many entrepreneurs use Twitter to generate B2B business and consider Twitter as a viable marketing tool. Entrepreneurs also use Twitter as a platform for hiring and sales.

3 easy ideas to decorate Christmas cookies with children

One of the happiest moments I have with my nephews is in my kitchen decorating cookies for Christmas gifts. They had more fun than I did and the gift recipients enjoyed their homemade treats. Let me show you how to decorate Christmas cookies with your own kids.

The easier the process for children, the better. You need three things to get started: an easy sugar cookie recipe, simple royal icing decorations, and several different colored tubes of pre-made royal icing so each child can share the royal icing.

Here is my favorite chocolate sugar cookie recipe to get you started.

Chocolate Sugar Cookies

  • 1 cup unsalted butter, softened

  • 1 cup of sugar

  • 1/2 cup unsweetened cocoa, sifted (recipe was tested with regular cocoa)

  • 1 large egg

  • 1-1 / 2 teaspoon pure vanilla extract

  • 3 cups all-purpose flour

  • 1/4 teaspoon of salt

  • 1 tablespoon. chocolate syrup

  1. Preheat the oven to 350 degrees.

  2. In a large bowl, combine the butter and sugar for two minutes on medium speed. Scrape down the sides of the bowl.

  3. Add the egg, vanilla, and chocolate syrup. Mix well.

  4. In a medium bowl, combine the flour, cocoa, and salt.

  5. Add to butter mixture little by little until fully incorporated. Scrape down the sides of the bowl.

  6. Refrigerate the dough for at least 30 minutes before using it.

The recipe makes 2 dozen cookies depending on the size of the cookie cutter used.

Premade Royal Icing Decorations:Several companies have pre-made royal icing decorations that you can peel off the paper and apply to the baked sugar cookies. During the holidays, companies offer packages of Santa Claus and his reindeer, snowmen, candy canes, snowflakes and other designs. I suggest that you remove all the royal icing decorations from the paper, carefully remove the excess paper with a sharp knife, and then place all the royal icing decorations in a small bowl.

3 easy ideas to decorate Christmas cookies with children

1. Independent decoration:Place a sheet of plastic on your floor under the table. Set the children’s decorating table with a plastic tablecloth and place the baked sugar cookies on a tray in the center. Place the pre-made royal icing decorations found in a bowl near the cookie sheet. Punch a medium-sized hole in some of the colored royal icing tubes so the kids can squeeze the royal icing over their sugar cookies, put the top back on, and place them on the other side of the cookie sheet. Place plastic placemats in front of each child, and then place a plastic plate, tray, or sheet of waxed paper on the table near them so they can place their finished decorated sugar cookies. Also place plastic knives in each spot so the kids can spread the royal icing over the top of their cookies and paper towels cut into medium squares so they can wash their hands while decorating. You can also put bottles of different types of sprinkles for them to use as well. Kids love sparks.

2. Supervised decoration: This idea may be a duplicate of the first, except that you are there to supervise and help the children with their decorating. If you know how to use fondant, you can use fondant to cover the sugar cookies and then help them punch out fondant flowers and other shapes of fondant to decorate their cookies.

3. Group decoration:This idea replicates the first idea, but on a larger scale, where a group of children participate in the decoration. Different types of sugar cookies can be baked and then divided among the children to decorate and take home a variety of sugar cookies. Decorating supplies can be purchased by adults and placed in disposable bowls and placed on the decorating table for all children to use. Several adults should be available to restock supplies and provide boxes for children to take their cookies home.

Each of these ideas can be successfully implemented as long as you remember that kids have fun decorating cookies and creating their own edible masterpiece. And when you’re done, be sure to take pictures of the kids with their cookies. This could become an annual event.

To see more sugar cookie recipes and cookie ideas, click below.

https://indd.adobe.com/view/5b5b8d56-03d3-464b-9c80-4775106baf98

Monterey – The Soul of Steinbeck Country

California, the State. San Francisco, the city. Monterey, the city. John Steinbeck, the author. For this Steinbeck fan, San Francisco is pretty close to heaven. From San Francisco it’s an easy trip down the peninsula to Santa Cruz and Steinbeck Territory.

Flight to San Francisco airport in the late afternoon. The signs are immediate America. ‘No Ped Xing’, ‘Squeeze right’, ‘Illegal occupation by more than 132 people’. From Rent-a-Wreck I collect a Chevrolet in two shades: sick cat green and vile yellow. A real pimp. And wasn’t it because I drove to San Francisco for the 1967 Summer of Love, to follow Timothy Leary’s instructions to “turn on, tune in and drop out”?

Was. And wasn’t it in the same car that I parked outside the City Lights bookstore and walked in and heard Ginsberg recite ‘Howl’ and got Jack Kerouac to sign my copy of ‘The Dharma Bums’? Was. This antediluvian American monster is the car of my youth. To hell with today’s characterless pacts. (It’s a sad reflection on the progress that the Rent-a-Wreck franchise now rents out modern compacts.)

Now I drive on Highway 92 and its seductive signs that lead to San José on the Camino Real, the Camino Real. (Yes, I know the road to San José and it is a barren and gloomy city).

Turn onto Highway 1, America’s own Pacific Highway, which takes me over the peninsula and along the coast, the rugged, rocky shoreline on the right, the remnants of cypress groves on my left, and through Santa Cruz to Monterrey. Returning, I will use Highway 9, which is a back road, despite the grandiose title, and follow the St. Lawrence River up into the Santa Cruz Mountains and then through the magnificence of the California Redwoods in the Park. State Henry Cowell Redwoods.

If I have enough time, on the way back I will stop at Felton on Highway 9 and ride a steam train for an hour of nostalgia on the wonderfully named Roaring Camp and Big Trees narrow gauge rail line. No railroad line of my youth ever passed through redwood forests; it is true that only God could have made these trees, one of which is about a hundred meters high.

No train in the darkness of the Rhondda Valley in Wales snorted like the ‘Red Engine’. I think I can, I think I can, down one of the steepest railroad slopes in the world to Bear Mountain.

But that’s tomorrow. Today is for blessed Monterey. Robert Louis Stevenson, in travel book mode, described Monterey on a hook simile as being “comfortably installed next to the barb.” (At the time Stevenson was prowling Monterey, awaiting divorce from the light of his life, Fanny Osbourne.) Long before Stevenson, Gaspar de Portola and the intrepid explorer of God, Father Junipero Serra, claimed Monterey for Spain and the Holy Catholic Church by establishing a fort and mission in 1777. Now I claim it, once again, for myself.

As I drive down the coastal road, the sea is white with rage and foam. A hurricane has wreaked havoc at sea and in Mexico. This is the dying strip of the storm. The waves hit the rocky shoreline and burst into white flags to mark the route ahead. I don’t see sea lions or seals like last year. Perhaps the sea is too rough. Perhaps they have a shelter to hide from the big waves. Maybe.

I stay at the Monterey Bay Inn simply because of its address, 242 Cannery Row. From here, last night, I walked past the hideous tourist mockery that is Fisherman’s Wharf – what sins are committed by the tourist dollar – and continued to the Municipal Pier at the end of Figuero Street. This is where the royal fishing fleet is moored; where buildings are designed for work, not tourism, and pelicans stalk the docks and fish-smelling landings. Pure Steinbeck.

Last night I dreamed that I was Doc Rickett and that he was still working in my laboratory among the wonderful despairs of ‘Cannery Row’. This morning at breakfast, I sadly consider the strong moral purpose that ran through all of John Steinbeck’s Cannery Row novels. He was concerned that the major canning companies, by dint of their financial strength, would fight their way to take ownership or control of all agricultural land in the area. Steinbeck was right to be concerned. Because that’s what has happened.

It’s also sad to realize that the year ‘Cannery Row’ was published, 1945, was the year that Monterey’s sardine fishing industry died. As Steinbeck later said: “Now they are fishing for tourists.” At the height of Monterrey there were eighteen canneries, more than 100 fishing boats, 4,000 workers, three gaudy brothels, and a terrible smell of dead fish. Now almost everyone is gone.

(It used to be that Monterey, and the nearby Salinas where he was born, were angry and ashamed of John Steinbeck. In 1944, after the success of ‘The Grapes of Wrath,’ Steinbeck bought a house in Monterey; no one rented him an office to write. He was harassed when trying to get firewood and firewood from a local wartime ration office. He wrote that his old friends didn’t like him, partly because of his jobs and partly because he was so successful: “This is not my country anymore. . And it will not be until I die. It saddens me very much. “He wrote late:” After having written “The Grapes of Wrath” … the librarians of the Public Library of Salinas, who had known my parents commented that it was fortunate that my parents were dead so they wouldn’t have to suffer this shame. ”

In truth, the entire American literary establishment should be fried in hell for their treatment of this author. When Steinbeck won the Nobel Prize for Literature in 1962, he was condemned in the newspapers with mild praise. ‘The New York Times’ in particular should hang its head in shame).

There is now a National Steinbeck Center in Salinas, about 25 km inland from Monterey. It’s not for me. I’m not from the school that thinks these things can be packaged up, crossed out, represented. By itself, the center says: ‘Discover Steinbeck’s works and philosophy through interactive and multi-sensory exhibits for all ages and backgrounds, priceless artifacts, entertaining exhibits, educational programs and research archives. Seven themed theaters show “East of Eden”, “Cannery Row”, “Of Mice and Men”, “The Grapes of Wrath” and much more. That is not my scene.

However, we can still see old Cannery Row if we look carefully.

This morning I’m going to Foam Street, where the real Cannery Row begins. I stand silently on the stone pillars of the deserted loading dock. A pleasant melancholy. It would have been better if I had delayed my visit for a couple of months. Because it is the end of summer and the weather is still too warm, too pleasant for my mood. Cannery Row needs a touch of cool humidity in the air for a truly depressing authenticity. And it’s wrong that I’m here on a Saturday. Thursday, Sweet Thursday, is surely the only day to visit Monterey. But how can we change a business itinerary for literary requirements?

Much in Monterey remains the same, much has changed. The Ida Café of blessed memory is now Kalisa’s, downstairs from my hotel at 851 Cannery Row. Wing Chong Market, at 835, has been transformed into the Old General Store and the building that once housed Doc Rickett’s Marine Laboratory still stands at 800 Cannery Row. The last time I was here it was a private club and I managed to get in without a problem. This morning it looks sadly deserted and I was told it is owned by the city of Monterey and the public is not welcome.

Don’t confuse this, the genuine article, with Doc Rickett’s Lab, which is a restaurant at 180 E Franklin Street, and it’s not the kind of place Doc Rickett would have dined at, but didn’t.

When I have finished writing, I will take a walk to Sancho Panza for lunch. This restaurant is located in an adobe building built in 1841 on Calle Principal – Main Street. There, in the crowded, low-ceilinged room, I will drink Mexican Corona beer with lime wedges and eat chili con carne with beans and remember John Steinbeck, the writer who gave me the smell, the feeling, the reality of Monterrey when I was a child. in Wales.