Powering future

Month: November 2022

The two best game apps on IOS and Android using crossbows

The two main game apps on iOS and Android that use a crossbow are Defender II and Shoot the Zombirds. These two games generally fall into the Tower Defense type of game genre.

Droidhen’s Defender II is the sequel to the successful Defender. The main objective of the game is to defend your castle from waves and waves of enemies. To attack, simply tap and aim in the direction of your targets. It will fire automatically when your finger is pressed, so you don’t need to constantly tap. Other than that, you will also gain access to spells that can decimate your enemies. When enemies come to your castle, the life of the castle is reduced. The game ends when it reaches zero.

Each level increases in difficulty and also in the number of enemies to defend against. Some levels have bosses that will prove to be an additional challenge. As with its predecessor, you will get crystals and coins after completing each level. These will allow you to upgrade your weapon. You can upgrade your various stats. Increased strength will increase your damage. Increasing agility will increase the frequency of arrows. By also unlocking these stats, you will also gain access to more abilities and crossbow types. Upgrading the mana tower will increase your mana for spells and now also shoot your enemies.

Also new in this version is the ability to deploy a lava pit in front of your castle. The lava pit will incinerate and set fire to all enemies that fall into it. The biggest addition to Defender II is the Battle mode. Now you can challenge other players whoever survives the longest. Defender II is available for free on iOS and Android with options to purchase virtual currency to upgrade your skills and weapons.

Shoot the Zombirds by IDream is the successor to Shoot the birds. The game involves you as a pumpkin head or a kid shooting the undead birds in the sky and saving the little pumpkins along the way. You tap in the direction where you will shoot.

Unlike Defender II, which doesn’t run out of arrows, this game does. It forces you to focus more on accuracy and timing rather than just carelessly shooting. You will not lose an arrow when it hits a target, but it will be lost when you miss. The level ends when you reach the number of bomb kids you can afford to lose.

There are fast and slow birds. Aside from the birds carrying pumpkin children, there are flying skulls that you can hit for gold coins. These gold coins can be used to buy upgrades, such as one-time power-ups, rain down arrows, or freeze all enemies on the screen. You can also use them to increase the number of arrows and the number of bomb kids you can afford to lose. Costumes are also available to purchase if you want to change the look of your character.

Overall, Shoot the Zombirds is another solid game. The main draw would be its simple and polished gameplay and presentation. Its theme is unique and differs from the usual ancient knights and dragons. This game is also available for free on iOS and Android with options to buy instant gold coins.

Why didn’t they approve me?

There are several factors that are typically considered when a credit team is reviewing a business profile to issue a deny or approve decision to finance equipment or provide working capital. There is some flexibility among lenders in considering different factors, but there is a common ground from which many work. Lenders with tighter, more stringent guidelines are typically the ones offering the lowest rates, so they have a narrower risk profile for each decision. More flexible lenders, meaning those who can work with higher-risk customers, have higher rates; they win some, they lose some (customer default) but they get to keep their ROI profit margin.

The following are the basic factors to look out for so you know where you fall and if there are too many red flags then you may decide not to apply for funding and go in a different direction. Learning and preparing ahead of time will help you understand the process so that at the end of the day you don’t give up and say, “Why didn’t I get approved?” These are just general guidelines and exceptions can be made, but they will always need to minimize the risk to the lender in some way.

Factor 1: Time in business. This is the easiest to verify since the secretary of state where you live will have the business file on file; he must check and make sure he is in good standing and active. Less than two years puts you in the ‘startup’ business category, which means rates will be higher and the amount you can finance will be capped at $30K, $50K, or $100K depending on the other factors. Two to five years in business is the midrange and still requires the owner’s personal guarantee and more than five years in business is the ‘established’ category and can be approved without an owner guarantee with loan amounts limited only by the business performance.

Factor 2: Personal credit. For businesses that have to personally guarantee, the owner’s credit rating is very important; particularly the younger the business. Low, damaged, or poor scores indicate how the owner could operate his or her business and is a strong indicator of success or failure and possible default. If your credit is troubled, a credit repair service should be the first step before applying for any financing. Most credit repairs take at least three to six months.

Factor 3: Cash flow. Bank balances in your business account, personal account, and savings must be adequate to pay off the new debt along with sufficient protection for emergencies. If you deposit $1000 and spend $1000, then there are no reserves for emergencies or new debt, even if the new equipment will make you a lot of money. Underwriters are looking for cash inflows and reserves that can cover business slowdowns, emergencies, etc. The amount needed will depend on the amount you want to finance.

Factor 4: comparable lending experience. Credit seeks to see what you have financed in the past; For newer businesses, your personal loan will come into play. Car loans, home loans, credit cards, and the like will be important to see how they have managed. As a business ages, you’ll want to make sure you finance even small pieces of equipment and take out business credit cards to help establish business credit history. Some vendors offer financing for small tools, and even if you can pay cash, you should finance it to help build your profile. In the long run, comparable credit becomes very important and, for many lenders, a necessity.

Factor 5: Commercial credit. Dun & Bradstreet and Paydex are common offices underwriters use to check trade history. These reports reveal lawsuits, ties, pending lawsuits, and a history of late payments. You should request a copy and work to rectify any issues and if an agreement is being worked on then a letter of validation should be filed. Credit will always consider a good story to support any problem, as long as you have solid documentation. Open links need to be worked on and resolved as very few lenders will approve any business with open links.

There are many other factors that a credit analyst will consider, but these five are the backbone of most credit decisions. You don’t have to be optimal on all five to get approved, but at least two of the five must be strong. Otherwise, some lenders will allow a family member to sign as a guarantor for the loan, which is typically a last resort for business owners. A cosigner might allow you to get approved, but you’ll still fall into a higher risk, higher rate category. In general, he should assess where he qualifies, fix what he can, and if he decides to move forward with the funding request, at least he’ll be better prepared for the outcome.

how to fasten patio furniture

Patio furniture is a great investment and you will want to make sure it is there for you to enjoy year after year. If you have a sheltered area in the backyard, you probably don’t worry too much about securing your patio furniture from shifting in a high wind or storm.

But fighting the elements is a way of life for those who live on the coast or in areas where the trade winds seem to always be blowing. Often a strong wind can come out of nowhere, blowing away all your furniture, food, and drinks. This is especially true if you have a patio full of plastic patio furniture.

As you know, these inexpensive pieces can come in very handy at a party, complementing your permanent patio furniture so everyone can come together, enjoy a drink and a bite to eat on a hot summer’s day. Not only are they inexpensive, but they are easy to move, especially when compared to quality furniture, which is built to last and is much more solid.

To prevent your party from becoming an unintentional whirlwind of emotion, you’ll want to take a few precautions when setting up your party if wind is in the forecast. With just a few precautions, you can be sure that your party will be a success, even if you get hit with a sudden gust of wind.

Contrary to popular belief, you don’t need to overload your furniture with unsightly red brick. However, you can load a small patio table with a glass brick filled with colored sand or other heavy objects, such as glass beads. This not only adds weight, but also beauty to these tables.

If your party is going to last into the night, you can use a similar trick, but create lighting instead. You can use the decorative glass bricks to hold a single candle or push multiple taper candles down into a base of sand or aquarium rocks. This can create a stylish decoration and hold the table.

Plastic lawn chairs are a bit more difficult to handle. With that said, you can create a simple weight with lead sinkers. If you’re near a lake, river, or ocean, there’s a good chance you have a fishing tackle shop nearby. Sometimes Wal-Mart will also have a nice selection of lead fishing weights.

Get a good commercial lead plumb bob, one that is heavy enough to hold the chairs in place without adding so much weight to the chair that it is difficult to move. You can mount these weights in two ways. If you want them out of sight and out of mind, you can add them to the base of the legs where they curve together. You can glue them there permanently or use decorative tape (it comes in many colors these days) to hold them down. Alternatively, you can hang the weight from the center of the chair. Just drill two holes in the center of the chair (there’s usually one already there for a drain) and tie the sinker with fishing line. Be sure to leave enough line for the plumb bob to touch the patio or deck. You don’t want it to sway and hit the guest sitting in the chair.

Larger dining tables won’t move as easily, but if you have an umbrella, you’ll want to make sure it has a weighted base to add weight to the table. Otherwise, your umbrella can catch a sudden gust and send your table flying. The aforementioned decorative glass bricks can also help keep the table heavy enough to withstand a cool breeze. These bricks are available at almost any home improvement store, as they are a popular item in homes where they are used to create translucent walls in the bathroom or between rooms. To add a decorative touch, insert a string of colored lights into the opening and plug them in when darkness falls.

Obviously, wooden, wrought iron and steel garden furniture will not go away as easily as the plastic variety. But with just a little creativity and some planning, you can throw an outdoor party with confidence, even if the weather calls for a bit of swagger.

Pros and cons of a workflow management system

A workflow management system allows you to coordinate between a static station at a given location (the “base”) and mobile units, such as vans, in the field. An example of a workflow management system is a 911 operator’s station. First, a call arrives at the 911 emergency response center and the operator is informed of a problem. The operator updates the problem to the computer, which can then summarize the disturbance in a comprehensive report that can be sent to a police unit, fire station, local hospital, or other team that can appropriately address the situation. Although this is an extreme example, you can actually implement a workflow management system within your organization or business, for little cost.

The JobFlow workflow management system allows a company to centralize invoices, manage receipts for later use, and get service vans to their proper destination at any given time. With various capabilities like instant messaging and electronic worksheet signatures, JobFlow makes doing business much easier.

An efficient workflow management system has a few key components that make it a success for thousands of stores around the world. One, you must help manage your people. Staff must be able to clock in and out, and their whereabouts are always known through tools like GPS. JobFlow, for example, has the ability to integrate with TomTom for convenient vehicle tracking. Two, it should obviously help your cash flow. A workflow management system like JobFlow does this by allowing your employees to have customer-supplied digital signatures upon service delivery, instantly. That means if you have a worker in the field from 8 to 5, you can process payments and post revenue generated on the fly, without waiting for the end of the business day when the unit returns to base. Three, you must enable growth within your organization. Whether it’s efficient links to different customer accounts or NICEIC support, you have to work with your business and for the benefit of your business.

A major drawback of a workflow management system, without a doubt, is the fact that it requires maintenance. Any upgrade your business receives that involves technology will inevitably require attention, whether hardware or software, it could mean spending on your behalf. Another minor downside is that there’s a learning curve for anything new, so your staff will need to be trained to use the newly integrated tools. However, the long-term benefits of implementing a workflow management system in an organization that doesn’t already have one far outweigh the opportunity cost of NOT having one.

The psychology of mind

The media these days have surely created a lot of hype about the “mindset”. So I’m officially doing my bit on what mindset development is and how you can change it. You can because there really is a psychology to the mindset. Wouldn’t you like to know what it is? Simply do a search in your favorite web browser for the word “Mindset”. You’ll get thousands of searches, but you’ll also have a hard time finding an online source that understands how mindset works. Some might, sure. But with so many gurus and experts claiming they can help you evolve just by changing one (not-so) little thing, wouldn’t it be helpful to know the truth? The truth about psychology BEHIND the mindset curtain? I also believe it! So here it is. Mindset is really about a mindset shift. It’s about the way you see the world. Think of the mindset as the pair of glasses you choose to look at the world with.

You can use pink or gray. The truth is that your constant thoughts only add to the positive or negative outlook on your life. This is what they mean by “self-fulfilling prophecy”. Those media gurus and I agree that you have to change the way you think to have the happiness you want. But it’s simply NOT ENOUGH for me to tell you to just “change your mind” and wait for the magic to happen. That’s like me saying, “I’ll throw some pixie dust on your head and your mind will be instantly clear of all the goo.” Sorry, mindset shift doesn’t work that way. No wonder so many frustrated humans are rushing around our society, looking for the NEXT guru who can answer, “How can you make me happy?” Do not wait more. I can answer that question. The truth about mindset shifting is that it’s so easy you’ll wonder if it’s pixie dust. And you might wonder why you spent thousands of hours paying someone to help you be happy when I’m giving it to you for free. (You’re welcome!) I’m going to describe something I call the “Tree of Mind.” Please draw this on a piece of paper as I explain it so it makes more sense. The trunk of your tree is a simple formula: thoughts create emotions; emotions create actions. Then two main branches of thoughts arise: conscious and subconscious.

Those are the two types of thoughts: the first that you can easily access and are aware of, and the second that you cannot easily access. These subconscious thoughts lurk in the back of your mind. Your habitual thoughts are your way of thinking. These are the thoughts you have to change if you want to change your mindset. But here’s the catch: your conscious thoughts make up only about 15% of your total thoughts, maybe less! Your subconscious thoughts make up the other 85%. Draw this on your mental tree. Let it sink in That means that in order to change the way you think, you have to tap into those thoughts that you don’t even know you’re thinking. Bad news, right? Well, not so fast. You can change your subconscious programming. There are so many ways, and that’s where a GOOD guru comes in! From my prefrontal cortex to yours (that’s where your conscious thoughts are stored), here are a few to get you started: First, identify which subconscious thoughts are no longer serving you well. They might sound something like this: “I’m never good enough. Money doesn’t grow on trees and it doesn’t come easily. Hard work is the only job that pays, etc.” You can see how a single subconscious thought can create a lot of problems, right? Second, choose to change.

Oh yeah, you know I had to say it. CHOOSE to change! The reality is that most people figure out what subconscious thoughts are holding them back, but then do nothing about it. Making the decision to act is a very big step. And it is vital. (The reasons for not taking action are an entire therapy session in themselves, so we’ll save those for another time!) Three, implement tools. Create new habitual thoughts, affirm what is true, post sticky notes all over your house and in your car, use EFT, journal ad nauseam, use a “change partner” to motivate yourself, lucid dream, talk about your change efforts until she’s sick, and keep moving in THAT direction, not the OTHER direction. You have so many ways to change your negative subconscious programming. A popular phrase is “Just do it!” But what happens when “Just Do It” doesn’t work? No, it is not a matter of willpower or strength. And it’s not a question of character. It’s all about perseverance, practice and constant follow through. Yes, there is a psychology in the mindset. Can you call it a day just knowing that? No, but once you face those negative subconscious thoughts, you can scream from the ceiling “JOB DONE!”

Yoga and Pilates Fitness Classes: How to Choose Which One is Right for You

If you’re like many people these days, you probably spend a lot of time worrying about how you look and how to improve your physical and mental well-being. While many people worry unnecessarily about their appearance due to pressure from society and industry, there is nothing wrong with worrying about your health and wanting to improve your activities so that you can achieve total overall wellness. Both yoga and Pilates fitness classes have become increasingly popular in recent years as methods of achieving strength and leanness; however, some people are not sure about the difference between these two methods and how they should choose the right one for them.

The first thing to know about the differences between yoga and Pilates is that they are more philosophical differences than physical, as these two gentle methods of exercise are designed to build core-body strength and improve overall flexibility. As you may or may not be aware, yoga is an Eastern form of exercise that is based on the idea that muscle stiffness, stress, and tension inhibit the flow of vital energy throughout the body. This blockage can eventually cause people mental and physical pain. Personal fitness trainers who recommend yoga know that their students can benefit from yoga’s stretch and bend poses.

Unlike yoga, which focuses primarily on mental conditioning and using the mind to control the energy that flows through the body, Pilates is a fitness method that dancers and many others in the yoga community fitness have long held. desire for body awareness and core strength. Relying simply on a mat and a willing participant, yoga is a bit simpler than Pilates, which requires a series of unusual-looking apparatus to help position and strengthen the body.

If you and your exercise buddies are looking for a low-impact way to sculpt and tone your body while improving flexibility and calming your mind, then exploring Eastern yoga modalities might be the new practice you’re looking for. If you’re looking for some intense fitness to help build core strength and body awareness, then it might be worth trying a Pilates class for a while. Many of the studios that specialize in these modalities will offer both types.

Advantages of stainless steel cookware

Stainless steel has been the cookware choice of top professional chefs for many years. Good stainless steel cookware will have an internal core at the bottom of copper or aluminum that increases its thermal conductivity. This cookware is very durable. The physical properties of stainless steel make it resistant to scratches, dents, and dents. This means that your cookware will last for many years. You’ll find it an excellent choice, whether you’re boiling vegetables, browning meats, or pan-searing sauces or sauces. Besides cast iron, stainless steel is the strongest and most durable cookware on the market. These pots will have a shiny, shiny surface (pleasing to the eye), and with proper care, can last a lifetime. This makes them an inexpensive option as well.

Keep in mind here that cheaper stainless steel cookware does not have an inner core, so it does not wear well and food burns easily on it. At the next price level, cookware only has a central copper or aluminum disc on the base (I’ve used a set of this type of cookware for over 48 years). More expensive stoves have cores added to their sides, halfway, or the full height of the cookware. So, as with most things, you pretty much get what you pay for. Usually, in the long run, it pays to buy the best you can afford.

Forget expensive specialized cleaning solutions or delicate handling. Stainless steel can be washed with soap and water, or even run through a dishwasher, making it easy to clean and maintain. If the surface of the pan begins to look dull or discolored, it can be easily buffed to a beautiful shine using a dry cotton cloth and stainless steel polish. Simply put a small amount of rinse aid (about the size of a dime) on the dry cloth and spread the rinse aid over the cookware in the direction of the grain. (Heavier stains may require a stronger rub.) Using a dry area of ​​the cloth, buff to a beautiful glossy finish. It is ready for many more years of service.

You will find a fairly wide range of prices for stainless steel cookware. The most durable cookware will naturally be a bit more expensive. But, for its durability, ease of care, and versatility, stainless steel has been my favorite cookware for many years.

It is lightweight, making it easy to work with and will not corrode, chip, rust or tarnish, maintaining its attractive shine for many years. And stainless steel is inert, which means it won’t change the flavor or color of most acidic foods. It’s even eco-friendly: More than half of all new stainless steel is made from scrap that’s been melted down and recycled.

I hope you found this article informative and helpful in choosing your cookware.

connie triplet

Allergy-Free Cookbook (Egg-Free, Dairy-Free, Gluten-Free, Nut-Free) A Review

When author Alice Sherwood was diagnosed with her 2-year-old son’s nut and egg allergy, she ended up putting together a collection of her own recipes out of frustration with what was on offer on the market. Some allergy cookbooks attempt to include all allergens in each recipe; this can end up leaving the recipes bland and boring. What Alice has done with her recipes in this book is provide a basic recipe with one or two of the ‘Big Four’, eggs, dairy, gluten or nuts omitted and then provide variations for each recipe so you can exclude or add ingredients depending about the particular allergens to avoid.

The book has a great introduction explaining why she wrote the cookbook, loves good food, and discovered that many people she knew had trouble finding useful recipes that would allow entire families to eat the same tasty meals together when one or more were allergic or intolerant to different foods. He then goes on to explain the differences between food allergies and food intolerance, with a good description of the symptoms and a quick reference chart for anaphylaxis. The book then has a section for each of dairy, eggs, nuts, and gluten that explains each and how to make up for the missing nutrients in your diet. Alice then continues with chapters on staying positive, allergy etiquette, helping your allergic child, eating out, special occasions, travel, world cuisine, shopping, what not to eat, and your pantry.

Just before getting into the recipes, there is a handy quick reference chart on how to substitute ingredients with suggested alternatives and associated notes and tips. There are more than 100 recipes divided into: breakfasts, garnishes, starters and light meals, fish, meat and poultry, pasta, noodles and rice dishes, desserts, breads and pastries, sauces, dressings and sides.

My personal favorite is their carrot cake recipe – the best I’ve come across! This cookbook has been one of my best purchases since our son was initially diagnosed with an egg and peanut allergy, but has since discovered that he is also gluten and dairy intolerant, so we must avoid all four major allergens. Our second son is also allergic to eggs and I am gluten and dairy intolerant. Our entire family has benefited from eating a diet free of gluten, dairy, eggs, and peanuts, and this book is an essential for our kitchen shelf.

Come visit our ‘Food Sensitive’ website where you will find more information on various food allergies and links to many more resources we have found in the last 5 years of dealing with food allergies in our family.

How to Choose the Perfect Ragdoll Kitten for You

Pet owners agree that caring for an animal is quite a challenging task. You never realize this until you’ve had the experience of owning a pet. Just like raising a child, you need to be responsible, caring, and firm. When looking for the ideal Ragdoll kitten to become your pet for life, there are a few things to consider. Here are 3 factors that can help you find the ideal Ragdoll kitty for you.

Factor #1 – Your personality

As a Ragdoll kitten owner, your personality is a factor because it can determine your pet’s reactions, habits, and routines. Owning a pet requires interaction and mutual understanding, and Ragdolls like owners who are open with their affections. They like to be around you and will most likely find ways to become affectionate. In general, Ragdolls are indoor cats that are quite docile and affectionate. They love to be petted and cared for. They are a laid back breed and often mature to have a calm disposition. If you are not comfortable with a pet following you around or one that loves to be in your presence, then you should consider other breeds of cats or animals to keep as a pet.

Factor #2 – Your lifestyle

As a breed, Ragdolls make excellent house cats. They can live peacefully in your home without many problems, but due to their friendly and serene character, they are not used to being outdoors. Although you can train them for this, most Ragdolls cannot defend themselves well against any attack. Ragdolls like to curl up in your lap while you read a book. So if you’re the type who travels, in and out of town regularly, you may need someone to look after your Ragdoll while you’re away because they can’t stand being left alone for long periods of time. .

Factor #3 – Where to Get Ragdoll Kittens

The final factor to consider is the availability of Ragdoll kittens. You can check your local animal shelter to see if there is an owner who surrendered a Ragdoll cat or you can also search for Ragdoll breeders in your area as well as Ragdoll rescues. Knowing where you can get one is important because that’s where you can also gather more information about Ragdoll cats in general. Take some time to do your research and learn more about Ragdolls before you take home a kitten. Ask questions and connect with other Ragdoll owners in your area to hear first-hand experience on caring for your own Ragdoll kitty.

Tenant Credit Lease (CTL) Loans Explained in Simple Terms

Credit Lease Lease (CTL) financing is a unique lending platform designed for use exclusively with net leased real estate. Due to the distinctive nature of CTL loans, they are only available through specialized CTL lenders.

What are net leased properties?

Net lease refers to the clauses in a real estate lease that specify which party (landlord or lessee) is responsible for property taxes, insurance, and maintenance.

When a tenant agrees to bear the burden of some or all of these significant expenses, the rent will be less, but the tenant’s responsibilities will be greater. Rent is said to be “net of” any expenses borne by the lessee.

If a tenant is responsible for all three (taxes, insurance, maintenance) of the extraordinary expenses, the tenancy is described as “triple net” (NNN). Triple net leases release the property owner from all responsibilities and obligations associated with real property, except for the mortgage payment if financed. Obviously, net leasing comes in single and double net as well.

Because a triple net lease pays a monthly rent but imposes virtually no other requirements on the holder, it is considered a financial instrument much like a bond. Like a bond, a triple net lease derives its value from the strength of the entity (tenant) that agrees to make the payments.

What is a credit tenant?

Simply put, a credit holder is a tenant with good credit. A credit tenant will not only have the financial resources to be able to pay their rent, but they will also have a strong legal and ethical incentive to keep up.

To be considered a credit lessee and eligible for CTL loans, a lessee must have an “investment grade” rating from one of the established corporate rating services, such as Standard & Poor’s or Moody’s.

Credit tenants are coveted by landlords, and credit tenants who rent on a triple net basis are the most prized of all.

What is CTL Finance?

CTL financing is a unique and highly specialized form of loan designed to work hand in hand with net credit lessee real estate. CTL loans are actually equity products that combine commercial mortgage lending with sophisticated investment banking.

When a lessee of credit, net leased property is financed, the lease is actually securitized and, in a sense, becomes a private placement corporate bond. At the same time, a commercial real estate mortgage loan is written against the property. The mortgage is adjoining (which coincides with the duration of the lease), fully amortized and without recourse.

The bond, which is backed by the lease, is then sold on the secondary market, usually to insurance companies or pension funds, but also to private investors. The proceeds from the sale of bonds are used to finance the mortgage loan.

The lease and mortgage are managed within a trust and are managed by a third-party trustee who collects the rent, pays the mortgage, and distributes any excess to the property owner.

Net lease real estate investors with credit tenants should consider CTL financing when deciding how to capitalize on their property.

CTL offers permanent, non-recourse, fully amortizing commercial mortgages with no loan-to-value (up to 100% LTV) or loan-to-cost (up to 100% LTC) restrictions and is available for financing, refinancing and construction. and development, including cash-out financing.