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Weddings, birthdays and parties take place every day. Your services as a party favors specialist are in demand. Making party favors or favors can be fun, enjoyable, and cost-effective. As a party favor specialist for over ten years, it’s not as hard as you think to get started.

Starting

Do you like going to parties or showers? Are you excited about color schemes? If so, then this business is for you. The main idea in creating a party favor is to keep the occasion in mind. Typically, your client will choose the color scheme they want, but if they ask you to suggest something, consider the occasion, time of day, and season of the year.

The key to a great favor is neatness. No one wants to hand out favors that are messy, falling apart, or just plain dirty. As a favors specialist, your attention to detail is a must. All the favors you create should be very similar to each other. This is the beauty of a memory. They all look alike. You don’t want the guest to fight over which one they want to choose. If they all look the same, that’s an excellent achievement.

Start your favorite business today!

simple starting supplies

The following supply list will help you start doing favors this week! (see 4 simple profitable favors below)

A carbon copy order book

Glue gun: It doesn’t have to be high powered. I bought mine for less than $5 and it still works!

bar glue

Candy – individually wrapped

Tulle

Small rubber bands (preferably black)

You will need a store where you can order your patterned ribbons and tulle in various colors. There are plenty of places online if you don’t know of a provider in your area. Just google: printed ribbons, custom ribbons or keepsake ribbons

How to deal with customers?

Be very specific with customer requests. Ask customers to write their colors, quantity, and all specific names and dates on an order pad. Customers are easily reassured by seeing their own written instructions. Check spelling, date, and any other relevant information. Once the tapes are printed, they cannot be redone without additional expense.

How do I make a price list?

Big question! What’s the point of having a business if it’s not profitable? You have to make a price list and stick to it. The most efficient way to make a price list is to know what your expenses are. As an average rule of thumb, I add between $0.50 and $1.00 to each favor after I’ve calculated the cost of the favor.

Example

favorite lollipop*

Lollipop – $.15 each (wholesale)

Tulle – $.5 each (25 in a pack for $1)

Rubber band $.01 (bulk pack)

Patterned ribbon $.25 each

Total cost to do a lollipop favor: $.46

I would charge at least $0.75 – $1.00 to make a profit and cover labor. Remember to value your time!

*Please note that these prices are based on wholesale quantities and my personal experience. The individual results can change.

How to organize your favourites?

At first, you may only offer a few favors. Organize the ribbons, by color, type and size. Decorate a colored construction paper (the kind kids use for science projects) with the various favors you offer. Place your company name at the top. Glue the actual favors or pictures of the favors to the cardstock using a hot glue gun from your supplies.

You can boost your business today by getting this FREE REPORT: How to Make 4 Simple Profitable Today!

Are you concerned about the length of time you must keep your personal income tax records? Sometimes taxpayers are required to submit these documents when the government reviews or audits a filed return or is trying to levy or collect taxes. In addition, these documents are required by creditors, homeowners associations, other interested parties who have requirements to determine before granting someone the right to use money or extend credit to obtain a property and for any other transaction that these documents deem necessary.

Keep your income tax records indefinitely. The accompanying records, income documents, and deduction source information that support financial evidence generally must be retained for six years. In general, the time limit for the IRS to assess taxes for a given tax year is three years after the tax return is due or filed, whichever is later, except in cases of fraud or understatement. substantial income.

The IRS goes back more than three years when it determines that more than 25% of gross income is unreported on a return, considers it a substantial understatement of income, and the collection period can be extended to six years. Also, the IRS has no time limits and can collect taxes at any time when no return has been filed for a tax year. That is why it is necessary to keep your records for circumstances like these.

Holding onto forever tax returns and other important source documents for six years should be enough. No one really knows when the IRS will try to roll back years and try to collect taxes. When tax returns are filed electronically, be sure to obtain a paper copy of the return from the accountant who prepared/filed your return.

Property records must be retained until the property is sold. The tax effects of operations carried out this year may be affected by purchases made in the past. These purchase documents must be retained until the property is sold. The following are some common examples:

The house was purchased in 1976 for $50,000. An additional $15,000 was incurred for renovations in 1993, and the house sold this year for $200,000. To calculate the profit on the transaction, cost information must be available. (for example, purchase price plus renewals). In the event the IRS disputes the return, the purchase and cost documents must be submitted to the IRS. In this example, keep the records for six years after the tax return is due or filed, whichever is later.

Some taxpayers have gains that qualify for the main home sale exclusion, which allows certain homeowners to exclude up to $500,000 of gain from the sale of a home. Even if this benefit applies to you, records related to the purchase and improvements to the home must still be retained. The benefit may not be available in the future and it is impossible to know how much the home will be worth in the future.

There may be cases where the new property assumes the cost of the old property. In this case, the records of the old property must be kept for up to six years after the sale of the new property. Let’s say you purchased a commercial car in 2010 and are now trading in for a new commercial vehicle in 2015. When the new commercial vehicle is sold, any gain or loss is based in part on the commercial vehicle’s purchase records. . Therefore, records must be retained for six years after the due or filing date of the tax return, whichever is later.

Longer record retention periods also apply to ownership stock investments in a small business, mutual funds, stocks, etc. In the cases of these typical investments, when dividends are reinvested, each dividend reinvestment is a purchase. Therefore, beginning with the year the investment is sold, records must be retained for six years after the tax return is due or filed, whichever is later.

For damaged and stolen property, the calculation of the deduction for casualty and theft loss is determined, in part, by the cost of the damaged or stolen property. Having the records to support the cost of these properties is important to backing up your foundation. Therefore, beginning with the year of loss, records must be retained for six years after the tax return is due or filed, whichever is later.

For married people where separation or divorce becomes a possibility, You must ensure that you have access to any tax documents related to you that are in the possession of your spouse. Better yet, make copies of these tax documents as access to these documents may be difficult later. Both spouses are responsible for joint returns.

Storing records electronically – This can also be practical and easier. The period necessary to keep the electronic versions is the same as for the paper versions. Always back up your electronic tax records.

Damage or loss of records – Consider keeping your most important documents in a safe deposit box. Also consider keeping important records in a convenient central location.

Sometimes records that are lost or damaged can be reconstructed. For example, the CPA firm can provide copies of these damaged documents, as they are required by law to retain copies of tax returns for a period of three years. We recommend keeping copies of the statements and source documents electronically.

Also, records are kept by other people/businesses who have helped you with the purchase or sale of property. For example, he bought mutual funds from a mutual fund company; The company can help rebuild the costs of mutual funds.

It is still the safest course of action to keep copies of documents in the safest place possible, however, since you can never be sure whether third parties have actually kept records of the documents you need. This article is an example for illustrative purposes only and is intended as a general resource, not a recommendation. We hope this article has been useful.

Many people have learned the best technique for filing their tax forms. are making use of Turbo Tax 2010. It is the number one ranked tax app that tops the charts. Still wondering what you can do with TurboTax and what makes it so popular? First, the software is easy to use, efficient, and saves money. If you purchased TurboTax 2009 or used alternative tax applications to file your tax forms in the past, bringing your old data into the latest version of TurboTax couldn’t be easier. TurboTax also transfers relevant information from your federal return to your state return. Tax filing is no longer a problem. TurboTax imports additional information contained in Quickbooks and Quicken. Collectively, many end users will finish their tax return faster than they expected. With the time saved, you can move on to other more important tasks in your daily life. When choosing from competing selections to file your taxes, Intuit’s TurboTax 2010 is the clear headliner in terms of efficiency and effectiveness. TurboTax 2010 is only a fraction of the price charged by a professional tax preparer.

Why settle for TurboTax 2010?

First of all, the creators of the software promised complete satisfaction or your money back. In short, that convinces him that he will receive the best possible refund that he deserves. Certainly, he expects to keep lots of money in contrast to professional tax preparation fees, which in most cases run into the hundreds of dollars. Software customers can expect all formulations made by TurboTax to be fully guaranteed to be correct. In fact, in the unlikely event of a miscalculation, Intuit, the developer of the tax software, will provide the IRS penalty payment or the state penalty plus interest.

Like previous versions, TurboTax 2010 step-by-step user guides. This is ideal for first-time users. Queries are requested in easy-to-understand language. One customer said that one cool feature is that your tax refund is actually calculated in front of you. In the Deluxe Edition or higher, the app will help you increase your deductions by taking you through 350 deductions and credits. The tax software also checks the tax application for errors and audit risks. This will reduce your likelihood of being audited by the IRS. With the Deluxe version or higher, you are online for 1 state product via internet download. All editions of TurboTax give you 5 electronic federal files and you can receive your refund in as little as one week. There are many help videos and documentation within TurboTax 2010 to help you. If you feel the need for additional help, Intuit offers product support via phone, chat, and online. Turbo Tax 2010 works on both PC and Mac.

TurboTax 2010: Which version is right for you?

There are several editions of TurboTax 2010. So which one is right for you? The answer is… it depends on your situation. The key differences are highlighted below.

Basic, Deluxe, Premier, Home and Business

• 5 free electronic federal files
• Prepare unlimited federal tax returns for free
• Easy to use
• Additional help and import functions
• Includes the IRS tax forms you need
• Guaranteed 100% accurate tax calculations

TurboTax 2010 – Basic

• Federal tax return only; does not include state refund
• No deduction/credit maximizer
• Risk meter without audit

Turbo Tax 2010 – Deluxe

• Includes preparation of state tax returns
• Find deductions and credits for your biggest refund
• Helps reduce audit risk
• Handles big life changes

TurboTax 2010 – Premier

• Includes preparation of state tax returns
• Find deductions and credits for your biggest refund
• Helps reduce audit risk
• Handles big life changes
• Provides investment guidance
• Discover the deductions of the rental property

TurboTax 2010 – Home and Business

• Includes preparation of state tax returns
• Find deductions and credits for your biggest refund
• Helps reduce audit risk
• Handles big life changes
• Provides investment guidance
• Discover the deductions of the rental property
• Provides guidance for self-employment income

So how do you find TurboTax 2010 for the best price?

There are numerous stores that sell TurboTax 2010. Some of them offer discounts and coupons and others just have cheap prices. Some give free shipping.

Therefore, buyers need to know how to find these retailers among the large number of sites that sell the software. And you need to know how to choose the one that will give you the best deal. The best thing to do is find someone who knows all about finding coupons and savings and see what they’ve found. Sometimes these prices are even better than in retail stores.

It’s not the easiest thing in the world for a new business to get the money it needs to get started. New business loans can be difficult to obtain unless you have excellent credit and a good plan. If you can get approved, you’ll get the income you need for working capital, equipment, supplies, machinery, inventory, advertising, or maybe even for real estate construction or commercial building rentals.

One thing that many lenders expect you to do is determine your personal wealth. How much of that will you be able to bring to the table? Lenders tend to require that you be able to put up between 20% and 40% of the total amount of the loan you are applying for.

In the 21st century, there are many more options available for business start-ups than the traditional loan from a bank. However, before applying for any type of financing, you must demonstrate that your business qualifies as a small business. Small businesses are generally measured by factors such as number of employees, number of years (less than 2) in operation, number of employees, revenue generated, types of assets and their value, revenue, etc. Most traditional lenders require you to put up collateral and a guarantee that you will pay.

Your credit score and new business loans

If your personal credit score is very high, you may want to get a credit card to use for your business. The line of credit may not be enough to cover everything you need, but it’s a good start. There is no rule that says you must get all your funds from one source. There are a variety of microloans you may qualify for, such as those offered by the SBA and other non-profit organizations. These types of new business loans can be used to purchase inventory/supplies, furniture, working capital, etc.

When it comes to alternative start-up financing options, like grants and crowdfunding, you’ll want to focus more on our business model than your credit score. These types of financing are worth considering if you have bad credit. However, to impress crowdfunders, grantmaking organizations, angel investors, etc., you’ll really need to come up with a great message and marketing campaign.

Once you get all your documentation, files, financial records, financial plan, etc. together, you can start looking for new business loans at US Business Funding. This organization has 95% approval rates and offers flexible payment terms and options.

Why do most people settle for job security instead of financial freedom?

For most of us, it has been ingrained in us throughout our lives from our education system, our family and friends, and 95% of the people we come in contact with every day. We are not taught how to be financially free, we are taught how to get into a good college so we can get a good paying job with a big employer.

I’m reading Rich Dad’s Cash Flow Quadrant, The Guide to Financial Freedom and in this book, Robert Kiyosaki takes this topic head on and how you can move from a job security mindset to one of financial freedom. If you’re familiar with Robert Kiyosaki, you know that his focus is on moving from the left quadrants (E, S) to the right quadrants (B, I). In essence, it is about moving from security to freedom. Most people choose security over freedom. But you really need to reevaluate your decisions because employers are no longer loyal to you. You will have your position in another country to save a couple of dollars. Also, the fiscal situation in this country is out of control and for our government to continue paying for all of these entitlement programs, like the recently passed health care program, your taxes will skyrocket. We are currently working half the year for the government…thank you!

According to Robert Kiyosaki, there is a way to move from the job security (E) quadrant to the financial freedom (B,I) quadrants. The solution is to find a business system and have others work on the system for you. There are three types of business systems: traditional, franchise, and network marketing. There are advantages and disadvantages to each system, but the one that interests me is the Network Marketing System.

What are the benefits of joining a network marketing company?

One of the best benefits of joining a network marketing company and starting your own business is the tax advantages that come with starting a home-based business; consult your tax advisor for additional information. Another benefit is the low start-up costs: for a few hundred dollars, you can easily build a six-figure residual income. Most network marketing companies also have automated systems so you don’t have to carry inventory, handle order processing, fulfillment, bookkeeping, etc. You can also start this business part-time while you continue your JOB full-time and slowly transition to the right side of the cash flow quadrant.

Personal development and network marketing education is also a great benefit in helping to get rid of the security mindset and focus on freedom. To be successful in network marketing, you must overcome the fear of rejection and stop caring what others think. You also get to work with a lot of different people and learn how to become a leader.

Network Marketing is the solution millions of us have been looking for…we just have to decide not to remain a slave to ‘job security’ until we are 70 and wait for the government to deliver on its promise. of a retirement Now is the time to really decide to make a change in our lives and do something that will benefit us, our spouses, and our children. If you work hard over the next 2-4 years building your network marketing business and stay dedicated, you’ll be amazed at the freedom it gives you and your family. Join me on my journey to move to the right side of the Cash Flow Quadrant!

So you’re thinking… what kind of network marketing company should you join?

I recently joined a network marketing company, Numis Network, and here are some qualities that I saw with this company and this opportunity.

– Gold & Silver promotion (a refreshing product)

– No competition in the network marketing space

– An amazing payment plan

– Strong leadership team with experience in the field of network marketing

– Opportunity ground floor

American Express is one of the largest credit card issuers in the world. The company offers cards that are customized to meet the needs of all types of customers, but mostly cater to the needs of high net worth individuals. Currently, more than 100 million people around the world use cards issued by this financial multinational. American Express has a very strong presence in most Asian countries, including Singapore. It offers a variety of credit cards that are very popular with the residents of this island nation.

The top 5 American Express credit cards offered in Singapore are as follows:

1. True Cash Back Card: This card has been designed to help people save more money when they use the card for everyday expenses. A percentage of the amount spent with the card will be credited to the cardholder’s account as cash back, saving them money in the process. Cardholders will have to pay a little more than S$170 as an annual fee for the card and can also opt for complementary cards so that their loved ones can share with them the benefits that this card offers.

2. American Express Platinum Card: As the name suggests, this credit card comes with features designed for people with upscale lifestyles and can offer them golf, dining and travel benefits. Due to its worldwide acceptability, this card can be used at merchant establishments around the world. The card’s annual fee charged is relatively high, so it may not be ideal for those looking for a card with a low annual fee or other fees.

3. American Express Rewards Card – This is the ideal American Express credit card for those who want to earn reward points every time they use their card for any transaction. Reward points can be redeemed without any difficulty and on the American Express Singapore website. Cardholders are offered higher reward points when using the card at select merchants in Singapore. Only people aged 21 and over can apply for this card, which comes with a low annual fee of around S$50.

4. American Express Platinum Reserve Card: This is the ideal card for those who want to earn higher reward points for all their purchases. Cardholders can earn up to 50,000 points in the first 6 months of receiving the card by spending a specified amount of money. It’s also great for those who dine out frequently, as it will offer you discounts and other privileges at some of the best restaurants in the country. It comes with a high annual fee of over S$500.

5. American Express Singapore Airlines KrisFlyer Gold Card – This American Express credit card has been designed for those who regularly travel with Singapore Airlines, as they can enjoy discounted airfare and a variety of other travel benefits. With every dollar spent on the card, cardholders earn airline miles, and accumulated airline miles can be redeemed for hotel reservations, flight reservations and other travel benefits. Only people with a high credit score can apply for this card.

Every business, at some point, requires some form of financial assistance. If you find that you simply need more money to finance the day-to-day operations of your business, you’ll want to apply for a working capital loan. The sooner you can get approved, the better, as this type of loan helps pay for a business’s short-term operating requirements. Businesses that rely on seasonal earnings or cyclical sales tend to need capital to help out during periods of reduced activity. Retailers, for example, typically sell more products during the fourth quarter around the holiday season than at any other time. Manufacturers have sales that correlate with the needs of the retailers that buy from them.

The best thing about a working capital loan is that the financing is immediate. This type of loan is also easy to obtain for the most part and allows business owners to efficiently cover any gap in their capital expenditures. It is also a type of debt financing that does not require an equity transaction. This means that you, as the business owner, will continue to maintain full control of your business.

There are a few different types of working capital loans, the most common being “short-term working capital loans.” These provide the company with a lump sum that must be repaid in a shorter period of time, usually within 18 months. You may also want to apply for a working capital line of credit, which will give you access to some funds that you can use when you need it.

Other options besides a working capital loan

Other options include bill financing and merchant cash advances. With the latter, you get an up-front sum of cash that you’re expected to pay back by letting the lender take a certain percentage of your business’s credit card sales. It is the most expensive type of capital a company can obtain, but it is also very easy to get approved. If you haven’t established a good credit rating, you may need to consider this.

As for the financing of invoices, it is a solution for companies whose working capital depends on the payment of customer invoices. If customers have been late, these businesses have a hard time finding the cash they need for daily operations. So, invoice financing helps business owners gain access to capital immediately.

If you are interested in any type of working capital loan, the best place to look is US Business Funding. They are committed to offering financial solutions to help small and medium-sized businesses grow. There is a 60 second approval process and a 24 hour funding process.

When it comes to travel agencies, you have a few options available to you. If you love to travel and have always dreamed of a travel agency franchise being the right choice for you, you may want to learn about the benefits so you can identify the right options for you and ensure you are successful and enjoy a business. successful business. forward.

The first benefit of choosing a franchise for a travel agency is that they already have all the essential technology. Think about it, when you want to start your own travel business, you will need a brand, you will need software where you can manage your reservations, your offers and keep it updated and much more. This software can be expensive if you have to custom develop it for your unique needs. When it comes to buying a travel agency franchise, the technology is already there, all you have to do is install it on your computer systems and start using it without delay.

Another benefit of this option is the marketing you get to help you out. With a franchise, the holding company will promote your business on your behalf, which means that the brand is already visible the day you start your business. As you can imagine, you can’t get any better than that. You open your website for the first time and your company is known throughout your area. When it comes to this investment, you’re paying for a trusted brand that’s highly visible, which reduces the amount of marketing you need to do to get customers to find your business and take advantage of your offerings.

Purchasing a travel agency franchise comes with a great deal of support from the franchisor, another important benefit. When you’re investing in a new business, having a backup support plan is something you’ll appreciate and cherish, especially for the first year or more. The more you get used to how the software works and what is expected of you as a franchisee, the more confident you will feel. But that initial support is something you can rely on every day.

Of course, there is nothing better than investing in a business that already has a household name. When you start your own business, you need to pay close attention to your brand, choose a catchy name, design your logo, and make sure that people see it on a daily basis, so they remember and use it whenever they want a service you provide. . With a travel agency franchise, the name is already there, which means people already know the name—a huge benefit, which can save you valuable time, energy, and money in the long run.

The ultimate benefit of a franchise for a travel agency is that you have a wider range of providers to work with. Hotels, resorts, airlines, car rental companies and tourism companies will already know your company name. What this does is you already have a reputation with these companies, making it easier to work with them and secure the best deals to share with your customers now and in the future.

Remember, even when you’re thinking about investing in a franchise, you still need to do some research to make sure you’re making the best investment decision for yourself that will give you a good return on your investment. Make sure you are completely comfortable with what is being offered, what is expected of you as a franchisee, and what the franchisor will do for you to ensure your success.

If you’re looking for your dream job at a software development company and know you’re qualified for it, what you need is an impressive resume that will grab the attention of potential employers. To land a software development job, you can use the following tips to improve your CV.

First, keep your CV focused on your skills and qualifications, as the job advert should list requirements for the job you’re applying for. You should have all the specifications stated on your CV and also include any additional qualifications that would make you the best candidate for the job.

As for where you should include the above information, it depends a lot on how you got your grades. You can have them in the Work or Professional Experience section, where you must write down the position and title you held, as well as the activities that your position required. If you are applying without prior work experience, that is, directly from the university, please list your qualifications in the Education section where it shows the degree and diplomas you have earned.

Second, be specific about what you have studied or learned as a software developer. Your CV should include details such as certifications, programming languages, web applications, operating systems, networks, and other fields within software development that you are familiar with. Include all of these details on your software development job resume to show the software company that you are not only familiar with but also excellent at what you do.

The third tip is to include any and all impressive technical achievements in the field of software development. You may have created software as a school project, a personal initiative, or even out of curiosity, but as long as the software you have created has given you top marks or generated some income due to its excellence, include it on your CV. Remember to bring samples of this software to your interview as proof of your expertise.

Finally, avoid including things like hobbies and interests unless they portray you as an invaluable asset to your prospective employer. For example, if you have an interest in games, for example, you can say that you are interested in developing and testing game software. Make sure any hobby you include is relevant to software development or makes you a well-rounded individual.

Remember to write your CV in reverse chronological order, ie starting from your most recent job or educational qualifications. Also use a clean and simple format for your CV so that it is easy to read, has clear categories and represents professionalism. You should never send your CV when it has formatting or grammatical errors, so always ask your friend or acquaintance to proofread it before you email or post it.

With these tips, you can be sure you’ll get the interview call sooner than you expected. Land your dream job by writing a great software development job resume and impress your future employers.

Van leasing is a new fad these days. Business owners on a budget find this option particularly lucrative in addition to purchasing a large fleet of vans. However, whether or not leasing a van will be feasible for you is a matter for you to decide. Well, leasing a commercial vehicle would cost you half the purchase price.

Although the initial cost of the lease is lower than the payment made at purchase, this may not be the case in the long run. Furthermore, renting vehicles will not give you any ownership rights and therefore in the end you will not have any equity value to show for the investment you made.

However, after these drawbacks, you simply cannot deny so many advantages that van rental can provide. You may be aware that vehicles lose value over time. And this depreciation is calculated in the lease. Therefore, you will know how much the truck should be worth right at the end of the lease. If you opt for leasing, you’ll have the leverage to trade in your vehicle and lease a new one. In this way, you can avoid using an asset that depreciates.

For people who are considering owning commercial vans, but are experiencing a shortage of money, leasing a van may be a good option for them. Renting a van does not require a down payment. However, even if it does, you can be sure that the amount would be low. Plus, you’ll be able to drive at a high price and a better equipped van that you may not be able to afford to buy.

By leasing, you will ensure that you are driving a newly designed van, which is covered by the manufacturer’s warranty. If you are wondering if your truck will be in good condition or not, let us inform you that most of the trucks are. But there are also exceptions. You just have to check with the vans before renting them.

Other than this, leasing a vehicle will help you upgrade your ride to newer models every few years. And this is definitely an important consideration to take into account if you have a transportation business. Regardless of which option you choose, both will usually come with some substantial warranties that cover common repairs. However, by leasing a vehicle, you can at least ensure that you own your desired van.

Whether or not you rent a van depends on your needs and type of business. The novice entrepreneurs who are involved in the transportation business will prefer to rent a vehicle while the established ones will want to have a fleet of vans forever.