Swiroset.com

Many business owners read with envy that other companies automate processes and save a lot of money, but don’t see how they can apply it to their own business. At first glance, many business owners think they are too small for automation. The truth is, business owners just need to spend a little time identifying where automation will help them the most.

Here’s the question to ask yourself: “Which processes do you want to take less time and money and produce better results?” This question seems overwhelming at first, but not when broken down into smaller steps.

First, think about what processes could be done in much less time and for much less money.

Does your process require the same data to be entered over and over again into multiple systems?

For example, your employees write down their time on paper, then someone in accounting puts all that time into QuickBooks, and your office manager records how many vacation hours your people are using in a spreadsheet.

Is a human doing what a machine should?

Does your office manager spend countless hours a week creating the same Excel reports over and over again? Is he accepting all your sales orders over the phone? Is he managing all of his contacts with a book of business cards?

Second, think about processes that could lead to much better results, and then reflect on the following questions.

Do you often find errors in your accounting hours?

Are you late in delivering orders?

Do you forget to call business contacts who may have given you a business card?

Anyone who can answer the above questions in the affirmative can and should automate their business processes.

By automating, you can literally do more with less. You’ll be able to process more information, create more value, and ship more products to your customers in less time and with fewer errors. No sane business owner would do the bookkeeping with a pen and paper, so why do anything else manually that can be profitably automated?

Sex and drugs always seem to be a hot topic in the media and in almost all social circles, but the reality of the situation is that sex and drugs can have serious and lifelong consequences for those who engage in it. such behaviors simultaneously. There are always inherent risks associated with drug abuse, and unfortunately, there are also serious risks associated with sex. This is true for each behavior independently, and it is a truth significantly exacerbated when the two are combined.

Some people may claim that sex and drugs “feel good” together, and for some this may be temporarily true. However, the fact remains that this suggestion involves drug use, a major moral, legal, and health dilemma in the United States. In addition, most drugs of abuse are highly addictive, posing a serious problem for the addict’s short- and long-term sexual health.

Ultimately, when drug abuse leads to addiction and sex is involved, the risks already inherent in both actions are greatly amplified and could have lifelong consequences for those who engage in these behaviors. This can include unwanted pregnancy, sexually transmitted diseases, rape and sexual assault, prostitution, and other violent crimes. If you are having sex and have a drug problem, then you are at serious risk and should take immediate steps to get help now. Sexuality is too important a human function to risk permanently damaging it.

Libido: the main impact of sex and drugs

Do you think that using drugs will increase your libido? Think again.

One of the most common misconceptions about sex and drugs is that a person’s libido can be increased by abusing various substances. While this may be true of certain supplements and pharmaceutical drugs, it is absolutely not true of street drugs, including ecstasy. (Ecstasy deserves a special mention because many people see it as a sex-enhancing drug, but these effects usually wear off fairly quickly, leaving the user with no interest in sex or unable to perform or reach orgasm.) There are three main reasons why drugs negatively affect a person’s libido:

1.) Emotional distress and other stress related to substance abuse

When occasional drug use or drinking leads to addiction, sex is almost always affected. People with drug or drinking problems often struggle with emotional disorders such as depression or bipolar disorder. While drug use seems to allow for a way to self-medicate, it actually only makes pre-existing conditions worse. Additionally, because drug abuse has associated moral, professional, and legal taboos, there is a great deal of stress associated with drug use.

Because stress lowers the average person’s libido, it’s perfectly logical to argue that drug and alcohol abuse will ultimately have a negative effect on human sexuality.

2.) Seeking and using drugs is exhausting and time-consuming behavior

Most people who are addicted to drugs or alcohol spend a significant portion of their time, perhaps all of their time, finding drugs, actively using them, hiding their drug use, and earning income (often illegally) to support their habit. . All of this is time consuming, and unless the drug user’s partner is also using drugs, most of these behaviors will necessarily have to occur away from any non-using partner. And because drug use itself is so exhausting and often leads to “blacking out,” sexual opportunity and desire can be significantly diminished.

3.) The physical effects of drugs can cause sexual problems

Some drugs cause physical problems that can make sexual intercourse difficult or impossible. This can be something as benign as the inability to get an erection as a result of alcohol use, a complete lack of physical sensation, other serious issues like lung difficulty associated with opiate use, or paranoia/fear associated with marijuana use. Serious problems like these can make it impossible to function normally sexually.

Sex and drugs lead to high-risk sexual behavior

Addiction and alcoholism are often breeding grounds for dangerous sexual behavior.

Just attend any AA or NA meeting and you will hear countless horror stories involving sex and drugs. Because the drive for sex is nearly as powerful in a non-addicted person as the drive for drugs is in some drug addicts, the two behaviors can often mix with harmful consequences including:

*Unwanted pregnancies

Reduced inhibitions as a result of drug or alcohol abuse often coincide with making unwise sexual decisions, such as choosing not to use a condom or other contraceptive. And when drug-addicted women become pregnant, the person who suffers the most is often the fetus. This is evidenced by recent reports that babies born addicted to drugs have skyrocketed in the United States in recent years. This is because many women who are addicted do not seek prenatal care and instead continue to use drugs during their pregnancy without medical assistance. Ultimately, women in this situation who manage to carry their babies to term (often do not) put their children at risk of being born addicted.

In many cases, babies born addicted to drugs are taken from their mothers and placed in the care of the state. Mothers can face criminal charges that can result in years behind bars.

*Sexually transmitted diseases

Sexually transmitted diseases spread rapidly among the addict and drug addict communities. Reduced inhibitions, despair, unsanitary conditions, and more can lead to an environment in which drug users are significantly more likely to contract an STD than people who don’t use drugs and have sex. And because many STDs are incurable, even one occasion of mixing sex and drugs or sex and alcohol can lead to a lifetime of medical complications.

*Prostitution

Drug addiction is expensive. Many addicts spiral into a hole created when they deplete their savings, sell their belongings, and then start stealing from others to support their habit. But for some people, these actions are not an option, or there is no one left in their lives to steal from. This makes it all too easy to turn to prostitution to continue buying and using drugs.

Prostitution also brings with it a natural increase in the rate of transmission of sexually transmitted diseases, unwanted pregnancies, and sexual and drug-related crimes.

Sex, Drugs and Violence

Happens. Much.

When people mix sex and drugs or sex and alcohol, things often go terribly wrong. While this could be any of the things discussed above, it could also be any number of violent sexual acts or behaviors. This is especially true for addicts who engage in promiscuity or prostitution to feed their drug addictions.

People who use drugs are much more susceptible to rape and sexual assault. Because drugs are involved, it is easy to become incapacitated and take advantage of them. And as a result of the illegal nature of drugs, many victims are too afraid to report the crime because they fear the repercussions themselves. In addition, there is an unfortunate tendency for law enforcement and others to dismiss or dismiss reports of sexual offenses against drug addicts or alcoholics.

In a large number of cases, the sexual harm from rape or other sexual assault can cause complications for years, or even permanently. This is important for current drug addicts to consider, because these problems are likely to persist long after they have stopped using drugs and gotten sober.

Sexual assault and sexual violence against drug users is not gender specific: both men and women become promiscuous, engage in prostitution, and possibly become victims of sexual assault. If it is about drugs, the dangers are always much more important.

Long-term consequences of sex and drugs

If you engage in these behaviors, you could affect your sexual health for life.

When it comes to sex and drugs, the risks simply don’t justify the vague benefits people are sold for continuing this type of lifestyle. Indeed, a person could permanently ruin their sexual health, even if they only used drugs for a short time. The following are the four most prominent long-term consequences of sex and drug abuse:

1.) Illness

Sexually transmitted diseases like herpes, hepatitis, and AIDS have no cure. Addicts who contract these diseases will be forced to deal with them for the rest of their lives. This is a serious consideration for people who are addicted now and keep saying that “one day” they will quit. That one day it could be one day too late.

2.) Injury

Sexual assault and other sexual violence can result in permanent injuries that can affect a person’s sexuality.

3.) Sexual disconnection

Years of drug abuse and sex can numb a person to the point that sober sex is no longer appealing. Additionally, sexual trauma or other bad experiences during periods of active drug use can cause severe emotional damage that can make it difficult for a person to approach another person in a healthy sexual way.

4.) Loss of an important relationship

Promiscuity, prostitution, and infidelity during active drug use can lead to the loss of an important romantic and sexual relationship that you may not be able to repair once you’re sober. Also, drug use alone is often enough to end a relationship, so if you have someone you care about now and you’re still using drugs, maybe it’s time to quit before you lose it. .

A federal resume is a tool to gain or advance one’s career in the field of government. In essence, it is similar to the standard private sector resume. However, there are key differences in the type and amount of information provided. Therefore, to be successful with federal employment, you need to be aware of these differences.

Unlike in the private sector, federal summaries are reviewed by people rather than software. In addition, these people are looking for information that shows that the applicant has direct knowledge or experience in the position for which they have applied. Therefore, it is necessary to review the specific job advertisement for the skills and knowledge required. A resume that speaks directly to the skills and duties of the position and uses keywords related to the position is most effective. You must use prior experience, often accompanied by measurable achievements and results, to directly demonstrate that a candidate can perform the duties of the position for which she is applying.

Information on a federal resume is most commonly presented in a chronological format. However, a candidate’s educational history should be listed before the person’s employment history. The highest level of education attained should be listed first, followed by previous schooling, including high school. If college courses were completed, but no degree was received, the number of course hours completed should be indicated. Also, work history should be listed in reverse order with the most recent experience first. Finally, the resume should cover the candidate’s employment history for at least the last 10 years.

Once the content of the resume is written, it is necessary to make sure that it is correctly formatted. The resume is usually in a commonly accepted font, such as Times New Roman or Arial, with the main text in 11-point font. Document margins should not be less than 1 inch. Given the amount of information that must be conveyed, a federal resume, which averages 3-5 pages, is typically longer than a private sector resume.

There are several key pieces of information that should be included on a federal resume that are not typically used on a private sector resume. The first of these is the placement of the ad number, title, and qualification of the position being applied for at the beginning of the resume. Additionally, it is necessary for the candidate to include their social security number and veteran preference. For each position listed on the resume, you must indicate the number of hours worked per week and the hourly or annual salary for the position. Also, if it is a government position, GS numbers and grades for current or past federal jobs. Finally, the supervisor’s name, phone number, and address must be provided for each position on the resume; It should also indicate whether the recruiter has the candidate’s permission to contact the supervisor. If a candidate specifies that a recruiter does not have permission to communicate with a supervisor listed on the resume, it is suggested that this issue be addressed in the cover letter that accompanies the resume.

In addition to the above formal resume, candidates for federal employment are generally required to address the knowledge, skills, and abilities (KSA) factors listed in job advertisements in separate attachments submitted with the resume.

By noting some informational and stylistic differences, candidates for government employment can create a resume that speaks strongly of their abilities to perform the duties of the job they are applying for.

Because kratom is not FDA tested or approved, kratom can only be sold in the United States for burning as incense; it burns quite well, with scents reminiscent of a crisp fall day. I can’t tolerate ingesting kratom or kratom tea, but for those looking for a legal, effective, all-natural means of relieving chronic pain, for example from Lyme disease or spinal cord problems, kratom is a amazing blade and can offer the relief you seek.

Kratom is the dried and crushed (or powdered) leaves of the species Mitragyna speciosa, a tree that is native to Southeast Asia. The kratom tree belongs to the same botanical family as the coffee tree. It has been used as a medicinal and recreational herbal drug for thousands of years, offering stimulant (at low doses), sedative (at higher doses), analgesic, and (yes) euphoric properties, similar to those of opiates. Kratom contains alkaloids similar to pharmaceutical synthetic opiates, but is said to be much less addictive. In fact, kratom is sometimes used as a means of lessening the withdrawal symptoms of opiate addiction. However, if you are going to use it for pain relief, be careful and treat it with respect.

After 2 back surgeries and years of occasional but severe discomfort, I realized that I needed a non-addictive means of managing bouts of severe back pain that pop up from time to time; kratom fits perfectly into that bill. Kratom is an all natural solution that really works for me. Frankly, I’m not sure if it actually relieves back pain, or if it just makes me not care (because, frankly, it gives a really wonderful opiate-like buzz that feels GREAT!). I guess it doesn’t really matter; I occasionally use kratom, I feel better… period. Life is good!

Now, there are some who really enjoy the ancient ritual of boiling, dipping, stirring, straining and repeating to make a batch of kratom tea. In fact, some also enjoy the bitter alkaline and grassy green flavor of kratom tea…but personally, I don’t mind either. Don’t get me wrong, I really like the smell of fresh kratom leaves and powder, and I love the pain-relieving, mood-changing effects of kratom, but that bitter alkaline taste, the ingredient that makes kratom so special, it just turns my stomach. The preparation of kratom tea is not a ritual for me, but rather a necessary evil, a truly painful task that must be done in order to enjoy the benefits of the leaf.

BEER PREPARATION: I have found that using an old school coffee maker takes the pain out of brewing kratom tea. I bought an old 8-cup glass Pyrex coffee maker on eBay for $15, and it makes really good kratom tea. I would stay away from plug-in automatic coffee makers or kettles, because you will want to brew your kratom tea much longer than the typical automatic coffee percolator cycle. I really like my clear glass percolator for brewing kratom so I can see the tea darkening as I go. Find a reliable source of kratom…remember, kratom is usually sold as incense. Personally, I think it’s best to stay away from adulterated “enhanced” extracts and blends – I’ll stick with standard, all-natural kratom leaves.

Here is my simple preparation technique, you will need: – Half an ounce of crushed leaf kratom. Some use powdered kratom, but I personally don’t like it, because it makes a muddy kratom tea. – 2 liters of water (for two preparation cycles of 1 litre). – OPTIONAL, lemon juice (see amount below) – A stove top percolator. – Another container, such as a 2-qt. jug, to mix both brew cycles

LET US BEGIN!
1- Place the kratom in the brewer basket and pour 1 liter of water through the basket and into the brewer before placing the top strainer to moisten the kratom leaves. Then I like to make sure the kratom is evenly distributed in the basket after pouring. Some believe that adding up to 25 percent lemon juice with the water helps extract the alkaloids from the kratom leaf – this is a decision only you can make.
2- Once the water heats up and starts to seep, turn on the clock and let the kratom tea steep for at least 15 minutes… 20-25 minutes is more to my liking. Keep the flame as low as possible, a very strong boil makes kratom tea taste terrible!
3- After the first infusion, leave the kratom in the basket (you can press them with a spoon if you want, to extract more liquid, but it is not necessary), pour your infusion into a 2-quart container, then pour the second liter of clean water (or lemon water) through the basket filled with kratom and brew it too, like the first. strain… again, 15 minutes or more.
4- You will notice that the second brew cycle produces a lighter tea, because you have extracted all the good stuff from the kratom leaves, thus exhausting them.
5- Once I’m done, I discard the leaves (some people eat them, PUAS!), then mix the 2 infusions in the 2-quart container to chill. Some boil the mixture lower, to make a stronger tea… I don’t.
6- After cooling down a bit, I pour the kratom tea into clean plastic iced tea bottles, refrigerate what I’ll use in a few days, and freeze the rest. Refrigerated kratom tea will only last about 5 days, frozen tea will last for months.

MASKING THE TASTE: As I mentioned earlier, I hate the taste of kratom tea. While I was never able to completely mask the bitter taste and aftertaste of kratom tea, I have found that half a teaspoon of a commercial flavor extract per 16 ounces of tea will really help. My favorites are raspberry and peach, but spearmint and peppermint work pretty well too. I also add 2 teaspoons of sugar, Splenda, or Stevia. I drink my tea cold (iced tea), and usually with a straw, because I don’t like that numb feeling in my mouth, and the straw helps avoid old taste buds.

OTHER OPTIONS THERE ARE OUT: I’m a big fan of capsules…because there are almost no flavors. “Toss-N-Wash” is another option… place a teaspoon (or tablespoon) of kratom in the back of your throat and wash it down quickly with a liquid: a big gulp. I use orange juice, but others claim that there are actually benefits to using grapefruit juice, a reaction to the acids in grapefruit juice.

Believe it or not, toss-n-wash can sometimes leave less of an aftertaste than tea, but the big problem with toss-n-wash is that sometimes the kratom gets “stuck” in the throat, which it is not a pleasant experience. ! I have not tried to “throw and wash” anything other than powdered kratom. I can’t imagine trying to swallow ground kratom!

So there you have it… an “easier and gentler” method of using kratom. I certainly hope that my experiences and observations with this amazing ethnobotanist can help you and others reap the beneficial effects of kratom. Again, use kratom responsibly. Do not drive while under its influence, make sure you give yourself the time you need to enjoy the benefits of kratom; expect the effects of kratom to last for more than 4 hours and make sure you are in a safe and relaxing environment before using kratom.

Error 2908 is a very common error on Windows computers and is caused by your PC being unable to “register a component” of a particular software installation. Although the error you’re seeing may be continually displayed when you try to install a program, the good news is that it’s actually very easy to fix and can be fixed with this tutorial. The problem is specifically due to the way your PC will try to install a piece of software or use files/settings that the installer needs to run. To fix the problem, you need to make sure that there are no issues with Windows and the setup program that your system has.

The error messages that the 2908 error will display basically say “Failed to register component“. The specific cause of this error is that Windows is somehow unable to read the files or settings it requires to install your software, which is preventing your system from completing the installation. Reasons for the error may include problems registry on your Windows system, as well as your user profile that does not have the correct permissions to install software.

The way to fix error 2908 is to first make sure that your user profile has the correct permissions to install a program on your computer. Not many people realize this, but even an “administrator” account can have some hidden limitations, meaning you need to make sure your account has full privileges, or you may want to take the easier route of just creating a new account and install the software. from there. Not only will this allow you to quickly get the program on your PC, but it will also help Windows run much smoother.

You should also look into using a “registry cleaner” program to fix error 2908. Registry cleaners are software tools that clean your system’s registry database. The registry database is a large central database that stores all of your Windows files, settings, and options inside it, keeping your system running smoothly. Unfortunately, the registry is continually causing problems and errors as it often saves many of the files it has incorrectly. To make sure that this issue is not a problem, you need to download a registry repair program from the internet and use it to make your PC run much better.

Look at the many common ingredients used by bait companies and keep in mind that these can all be benchmarks of danger for fish hooked on these or have experienced their brethren hooking on these. No matter what the feeding value of any bait, if it is perceived as a threat, fish will feed more cautiously in its presence or actively avoid consuming it.

Think of the number of carp waters where washed boilies seem to be the way the fish prefer to feed! Think why so many boiled baits are not taken quickly. Instead of fresh baits being taken on first introduction, there may be situations where carp roll over the baits but do not pick them up. The fish feed on your baits, but the fish are actually filter feeders on the dissolved substances released from them (and feed this way in complete safety!)

Fish in high pressure lakes will wait until fresh baits begin to be pre-digested by microbial organisms in lake bed sediment, etc., before confidently consuming. So you should seriously think about making your baits as energy efficient as possible by making your baits as enzyme active as possible!

Such large and cautious fish will definitely feed on baits if they are decomposed and not round in shape. I found this over the years comparing fishing with boiled or steamed intact baits and rotten baits. In the end I opted for fast steam hook baits and uncooked PVA baits and uncooked free baits.

My whole fishing thinking and dynamics of bait strategies changed. And my results also changed. More big fish, faster; much faster, without the long-term buildup of establishing a food bait. I fish now, one fish at a time, one pickup at a time, and use the best I know that really optimizes baits for internal and external activities, ultimately maximizing feeding responses in real time, right now.

Life is too short for any other approach. I spent 25 years using countless HNV and BNV food baits and found my own new approach that is naturally instant, evolving it over the course of another 10 years. It is based solely on testing and how fish evolved and exploiting dynamics and substances and processes and combinations and what some might consider to be extreme levels of certain (natural) components that naturally trigger feeding of the fish. most irresistible way.

Common components of many ready-to-use boilies can be listed and then methodically removed from your own baits. This may sound strange, but when you realize that common materials used in food baits can be reference signals of danger and also represent nutrients and other factors that, due to the volumes that are introduced, the carp are actually not! needs to!

So, try removing several of the most commonly used components and replacing them with new, rare, unique, never used before ingredients, additives, extracts, liquid blends and levels, etc. Be as unique as possible in your creative process. For example, use fennel essential oil instead of anise. Use multiple forms of intense sweeteners at very low levels instead of just one or two. Use multiple palatants and mix them to create unique new blends.

Do this for flavors and essential oils, esters, and any other substances and see how they mix and act when immersed in water. How well do your mixes perform throughout the water column from bottom to top?

Try to reduce the amount of egg you use and substitute it entirely, especially for free baits. Imagine how much more soluble and digestible your baits will be without eggs. How many eggs can you eat at one time? Think outside the box of what has always been done! Being different has always been a huge advantage in big carp fishing. The off-the-shelf bait marketing industry often tries to funnel their thinking into a one-group mentality of how things should be done!

This leads to most people doing the same things, thinking the same things, and catching the same average number of fish! Try to be exceptional and don’t settle for an average number of fish. You really can catch four times as many fish with enough knowledge of homemade bait design! You can achieve amazing levels of purpose built stimulation within your own unique baits compared to average commercial food boilie baits!

The difference in catch results between superior homemade baits and standard baits prepared with fishmeal and carbohydrates can be truly enormous! Revealed in my exclusive ready-to-use carp and catfish bait secrets and homemade bait ebooks is much more powerful information. Find my unique website (Baitbigfish) and see my bio below for details of my ebook deals right now!

By Tim Richardson.

When we think of stories about forbidden love, the first thing that comes to mind is usually Romeo and Juliet (or lately, Twilight). However, since you likely won’t fall in love at first sight with someone who turns out to be a sworn enemy (or undead) anytime soon, these stories aren’t as culturally relevant as far as forbidden love goes.

A more realistic barrier between two star-crossed lovers would be a discrepancy of class, religion, or (despite what Dr. Laura may say…over and over again) race. For a quick fix of that good literary feasibility, here are three classic tales of forbidden love that span the last five hundred years.

Realistic obstacle number one: Class. You are an intelligent and exceptionally beautiful young woman who is in love with the Prince of Denmark. Too bad your father is just a throne counselor and not a royal form of royalty. That’s right: you’re the Ophelia of Hamlet fame, and to your dismay, Dad called off your affair with Prince Hamlet for fear the boy isn’t after any of your, shall we say, more queenly qualities.

The idea behind this intervention is that if Hamlet is serious about the relationship, he will have the power to marry you (or whoever he wants, really) once he becomes king. This would be a smart move were it not for two things: 1) Uncle Claudius has killed Hamlet, Sr., thus cutting Hamlet, Jr., out of line for the throne; 2) There’s a good chance that you and Hamlet have already exchanged more than just love notes, which makes you particularly anxious NOT to leave Hamlet at this particular time. The stress of this situation, compounded by Hamlet’s accidental murder of your father, eventually causes you to go insane and, ahem, accidentally fall into a river.

Realistic obstacle number two: religion. You are a beautiful young woman with amazing embroidery skills and you have just been blessed with your first child. In jail. By the way, you’re a Puritan and you haven’t seen her husband in two years. You are Hester Prynne from The Scarlet Letter, and you had the great misfortune of being born in 17th-century New England. But wait, it gets better.

You refuse to tell anyone who the baby’s father is because: 1) You feel it’s better for him to introduce himself; 2) You are twelve different types of dignity; and 3) Turns out he’s the Reverend, which, in Puritan society, means NOTHING is exchanged, including love notes. To his credit, he finally got over the stigma of his indiscretion by accepting his punishment without flinching… even after people forget what he really did. Instead, if achieving social redemption means bending to the will of an unjust patriarchy for the rest of your long life, we’ll settle for upping the ante and heading west, thank you very much.

Realistic obstacle number three: Career. You are the troubled nineteen year old white trash daughter and you have made the big mistake of falling in love with a married man. who is black In 1930s Alabama. You’re Mayella Ewell from To Kill A Mockingbird, and Daddy Drinks a lot just caught you making moves on someone he considers inferior.

After receiving a savage beating, you claim that your crush, Tom Robinson, actually raped you. Either to convince your father or simply to obey him, then you make a court case of the incident; after all, no one in 1930s Alabama would dare acquire Tom, regardless of the baselessness of the accusation against him. Unsurprisingly, Tom receives the death sentence only to be shot no fewer than seventeen in the process of trying to escape from prison. Tom’s wife and children must live on the charity of their community while you find a way to live with yourself.

Here is the executive summary of a credit repair business plan:

• a description of your business, including your products and/or services
• your mission statement
• the management of your business
• the market and your customer
• marketing and sales
• your competition
• your business operations
• projections and financial plans

For someone looking for a credit repair business plan, a simple description might be “Ace Credit Restoration provides credit restoration services to help consumers obtain good credit and therefore have more attractive financing options.” The company provides credit repair on a fee-for-service model.” charges $800 to $2,000 per customer and reaches new customers through relationships with credit professionals (real estate, auto dealers, etc.), financial professionals (tax, insurance, financial planners), direct-to-consumer marketing (internet , radio, television, postcards). ) and the cultivation of references from previous clients.

Any business plan must therefore speak of management, which refers to your experience. If you have experience managing a team, attention to detail and/or financial experience, this is relevant and should be included.

In writing about your customer, the consumer, you will find that there are about 70 to 80 million Americans with bad credit, many millions of whom will need to finance a home or car or other purchase and therefore will be interested in buy credit repair services. . While some people try to repair their credit on their own, credit is becoming more complex and important. Few people succeed or try, and just like dealing with plumbing or car repairs, most are willing to pay a professional to get it done right.

Next, you need to include a specific marketing breakdown. We’ve found that early on, referral relationships are a great place to start. By offering “credit repair seminars” or “lunch and learn” events to local real estate agents or car dealers, you can quickly position yourself as an expert, develop referral sources, and help them sell more homes or cars. As your business grows, you’ll want to branch out into mass media, internet marketing to increase your visibility and scale your operations.

The next section will generally cover the competition, which of course varies by market. Today, the credit repair business is still open and largely based on point-of-need referrals, which means people often get their credit back when they get ready to buy a home or car, or afterward. of being turned down for some type of financing (ie, a credit card on better terms than they currently have). In the longer term, the Internet is a massive source of business that still has substantial opportunities. A still largely untapped area that needs someone to execute your credit repair business plan is the area of ​​social marketing (i.e. Facebook) and joint ventures with point-of-need media i.e. a referral relationship with major real estate websites, car dealership websites. , etc . that depends on attractive financing.

Next, your plan must cover the operations. You can run a home based credit repair business, or you can use office space. An underutilized idea is to rent a desk inside a busy real estate office. This may provide more than just a professional meeting place, but the proximity of agents who depend on their clients having good financing will virtually guarantee that some clients will be delivered to you. This can also help integrate your credit repair business into the local ecosystem of potential referral businesses, such as mortgages, insurance, and financial professionals. Most real estate offices would be willing to rent a desk or office on or near the premises. Another option for your credit repair business plan is to run a credit repair business from home, but have set hours at local real estate offices or car dealerships to review any new files and answer questions they may have. agents or dealers.

The projections and financial plans in your credit repair business plan should address start-up costs and revenue, and possibly even exit, such as the sale of the business. Since there are systems that provide more than just software, but complete turnkey systems (similar to a franchise) that include training to make you an expert, unlimited paralegal support, annual conferences, marketing support, legal support, and much more, you should research your options.

Obviously, success varies by talent, work, resources, and skills with any business opportunity. That said, we know of affiliates who have taken their credit repair business plan and executed that plan, earning over $100,000 per month. If you like the idea of ​​being your own boss and earning an executive-level income, we encourage you to consider your business plan as the first step in an exciting new adventure.

Instagram is a mobile app that allows users to instantly take and/or upload photos and quickly edit them using a unique set of filters and a branded tilt-shift feature (3-D effect) that sets them apart from the rest. It’s gained popularity faster than any other mobile app, and it’s very likely the reason why the person in line next to you at Starbuck’s is taking a picture of the pastry box for no apparent reason. Instagram is addictive and has a whole nation of iPhone and Android users hooked. And where the public goes, your business must follow.

If you are the owner of your company and/or the person responsible for the brand and social networks, you must know the 6 reasons why Instagram is perfect for your business:

1. Instagram is instant

There’s no need to wait until you return to your home or office to take full advantage of Instagram for branding. Using your iPhone or Android, take the photo, edit, upload, add a comment (remember the #hashtag keywords), and share from your brand profile in seconds.

2. No duplicate accounts needed

Unlike Facebook and Google+, where you have to set up an extensive personal profile before you can set up a brand page, you can go directly as a brand on Instagram without any consequences. It’s a fairly easy setup process.

3. Everyone has an inner photographer.

Many business owners are at a loss when it comes to using social media to grow their customer base for the most part because they don’t have a way with words or don’t know how to hone their creative juices for content marketing. But everyone likes to take photos, and let’s face it, almost all of us feel we have a gift behind the camera. While darkroom results often prove otherwise, easy and foolproof Instagram editing will, in fact, make it the herbal rhythms content marketing of your product/service.

4. Makes your brand look interesting

This is the best thing about using Instagram to showcase your product/service. Instagram filters make office supply vendors, garbage collection services, and even internet marketers look cool. Use Instagram to showcase your product/service and even your corporate culture by capturing candid moments in the office. Instagram albums give brands personality in a way that no other sharing network has been able to do so far.

5. Create a location page for your business

Google Places and the new Google+ local pages for businesses have shown the importance of having a physical location attached to your brand’s online presence. Instagram’s integration with Foursquare’s location database allows you to geotag the location the photo was taken from (i.e. your workplace), allowing you to add it to the location page on Instagram. If users search for photos based on their location and see a product of yours that appeals to them within their area, you may have a new customer. If a location is not listed, you can add your business to the Instagram/Foursquare database.

6. It is easier to get followers

Because you can’t post links on Instagram, your audience won’t feel like they’re getting spammed when they follow your brand account. If you frequently post interesting images featuring your product service on Instagram, customers are more likely to follow you there than on any other social network. It will be easier for you to build brand recognition with a larger fan base. Because Instagram easily links to your Facebook and Twitter accounts, it helps those social networks grow for you, too. However, the same social media marketing rules apply: engage (comment and like) and follow your customers FIRST. On Instagram, they actually follow me.

Conclusion:

While it doesn’t provide the linking opportunities that many Internet marketers are too obsessed with, Instagram is the easiest and most fun-to-use social sharing network out there and can be a tremendous tool for building your company’s brand image and in gaining brand recognition with its online customer base.

TIME TO FOCUS ON NIGERIA’S MUSIC INDUSTRY’S GREATEST PIRATES

I think it’s really ironic that when we talk about piracy in Nigeria, we always talk about the dealers in markets like Alaba and other places. To almost everyone in the Nigerian music industry, entertainment writers and even the government, music piracy seems to start and end with local vendors in retail markets replicating people’s songs without paying royalties to musicians. Nothing can be further from the truth!

As an avid industry supporter and stakeholder who has invested millions in the careers of many artists over the past 2 years, I am of the opinion that we have all allowed ourselves to feed the red herring and misdirection of piracy that is likely they are born of ignorance, fear or simple deception of our leaders in this fight.

As we can all attest, radio stations are a very important part of our musical and entertainment life in Nigeria. With over 300 radio stations blasting music 24 hours a day, I remain perplexed that we care about Alaba royalties when the real money should be sought from radio and TV stations. After all, the law is very clear that royalties MUST be paid to different copyright owners every time music is played on the air.

Radio stations, by definition, are large consumers of musical works. The programming of most radio stations is more than 90% music. The main thing they are selling to the public is music. Listeners tune in to stations like Rhythm FM Wazobia, Classic FM, Eko FM, Inspiration FM, etc. Mainly to listen to music. Companies and advertising companies also advertise on radio stations because they are reaching their target market with music. Radio stations will die overnight without music for their listeners. For us to understand the critical component of music for radio stations, try to imagine a Rhythm FM, Classic FM, Raypower or Wazobia FM without playing music for just one month. I guarantee you EVERYONE will be out of business long before then. However, what efforts are these stations making to pay the correct royalties to those who use their talents and resources to create this music?

Now, the irony of it all is that while these radio stations budget billions of naira each year for salaries, fuel, transportation, repairs, equipment, etc., they barely mention paying royalties to local artists in their budget allocations. If they did, the artists don’t know or haven’t felt it. I think the time is right for us to publicly challenge these radio stations on how much they spend as operating expenses each year and what percentage of that goes to pay for the larger raw material (i.e. music) that they have been using to prepare their programming.

For those who still need context to understand how big this overlooked elephant is, I’ll give you the example of a CAR DEALERSHIP. The main thing the car dealer sells is cars. Now, imagine a car dealer preparing a budget for the year with no budget for car purchases! Or imagine a fashion designer store that prepares a budget for the year without providing any budget for purchasing clothing fabrics. Or better yet, imagine a newspaper company planning a budget without anticipating the purchase of newsprint. Yet that is what happens in the boardrooms of most Nigerian radio stations. They just take music for granted simply because most of our artists are ignorant and desperate for their music to be played.

So royalty payments for music played on radio stations remained a huge elephant in the radio room that we’ve ignored for years in this country and I think it’s about time someone started addressing this gigantic elephant if Will we ever have fairness? and justice in this country.

While Alaba’s fight against pirates is certainly a good one, I think that in 2011 a more rewarding war against piracy should be declared against music-based radio stations and TV shows. This fight is a much better fight for artists and management companies because the chances of winning and getting paid are much higher than fighting ghosts and vicious faceless alaba pirates that no one seems to identify. Radio stations, on the other hand, have names and have identifiable owners. Radio stations are regulated by the government, which can force them to do the right thing. Radio stations are physical entities that can be singled out and boycotted. So why do we leave the elephant unfed in the radio rooms while chasing ghosts in Alaba? I believe that the resources of the government, artists, lawyers and collection societies should be focused on radio stations, music and television programs in 2011. We have a better chance of winning that fight!

Therefore, I suggest that instead of COSON boss Tony Okoroji and MCSN’s Mr. Mayo Ayilaran tearing each other apart over the issue of who should collect royalties, they should come together to make sure our radio stations feed the big elephant in radio rooms. across the country. I also suggest that if the new NIGERIA COPYRIGHT COMMISSION wants to write its name in history, it should ‘enter’ radio rooms across the country with appropriate regulations and demand that the royalty elephant be fed to Nigerian artists…

Of course, I understand that many of the big names in the music industry are too afraid to confront radio stations and demand justice due to their reasonable fear that their artists may be blacklisted by these radio stations. , but I think this fight can be depersonalized if the ENTIRE industry joins the fight in a concerted effort using every legal means at our disposal, including the machinery of the state, lawsuits, boycotts, sit-ins, and picketing of whatever station is refuse to do the right thing…